Exzeo Group, Inc.
For the period ended Sep 30, 2025. Filed Dec 11, 2025.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Sep 30, 2025 · Filed Dec 11, 2025
XZO$16.50+1.3%Stored close · as of Nov 9, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Consolidated Balance Sheets
| September 30, | December 31, | |
|---|---|---|
| (amounts in thousands, except share and per share amounts) | 2025 | 2024 |
| (Unaudited) | ||
| Assets | ||
| Current assets: | ||
| Cash and cash equivalents | $140,919 | $54,502 |
| Receivable from related parties | 13,313 | 2,581 |
| Prepaid expense | 1,124 | 609 |
| Current contract cost assets | 5,379 | 6,397 |
| Income taxes receivable | — | 3,099 |
| Other current assets | 1,911 | 42 |
| Total current assets | 162,646 | 67,230 |
| Non-current assets: | ||
| Property and equipment, net | 10,853 | 10,752 |
| Operating lease right-of-use assets | 7,170 | 8,052 |
| Non-current contract cost assets | 1,298 | 3,132 |
| Deferred income taxes, net | 13 | — |
| Other assets | 274 | 275 |
| Total non-current assets | 19,608 | 22,211 |
| Total assets | $182,254 | $89,441 |
| Liabilities and Stockholders' Equity | ||
| Current liabilities: | ||
| Current contract liabilities | $73,102 | $47,210 |
| Commissions payable | 3,954 | 4,320 |
| Accounts payable and accrued liabilities | 11,646 | 2,134 |
| Operating lease liabilities | 2,351 | 2,132 |
| Income taxes payable | 1,432 | — |
| Payable to related parties | 1,441 | 580 |
| Total current liabilities | 93,926 | 56,376 |
| Non-current liabilities: | ||
| Non-current contract liabilities | 4,023 | 8,366 |
| Operating lease liabilities | 5,164 | 6,219 |
| Deferred income taxes, net | — | 2,121 |
| Other liabilities | 709 | 852 |
| Total non-current liabilities | 9,896 | 17,558 |
| Total liabilities | 103,822 | 73,934 |
| Commitments and contingencies (Note 16) | ||
| Stockholders' equity: | ||
| Common stock ($0.001 par value, 184,000,000 shares authorized, 82,775,789 and 82,810,089 shares issued and outstanding as of September 30, 2025 and December 31, 2024, respectively) | 83 | 83 |
| Additional paid-in capital | 74,915 | 72,755 |
| Retained earnings (accumulated deficit) | 3,434 | (57,331) |
| Total stockholders' equity | 78,432 | 15,507 |
| Total liabilities and stockholders' equity | $182,254 | $89,441 |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.