BV Financial, Inc.
For the period ended Sep 30, 2025. Filed Nov 13, 2025.
View on SEC.govAbout this filing
A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Sep 30, 2025 · Filed Nov 13, 2025
BVFL$21.27-3.0%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
Consolidated Statements of Changes in Stockholders' Equity
For the Three Months Ended September 30, 2025 and 2024
| (dollars in thousands) | Common stock | Paid-in capital | Unearned common stock held by ESOP | Retained earnings | Accumulated other comprehensive loss | Total |
|---|---|---|---|---|---|---|
| Balance, June 30, 2025 | $103 | $91,854 | $(7,069) | $114,455 | $(1,352) | $197,991 |
| Net income | — | — | — | 3,730 | — | 3,730 |
| Other comprehensive income | ||||||
| (net of tax of ($59)) | — | — | — | — | 154 | 154 |
| Stock compensation | — | 1,037 | — | — | — | 1,037 |
| Repurchased shares to authorized and unissued | (8) | (12,740) | — | — | — | (12,748) |
| ESOP shares committed to be released | — | — | 46 | — | — | 46 |
| Balance, September 30, 2025 | $95 | $80,151 | $(7,023) | $118,185 | $(1,198) | $190,210 |
| (dollars in thousands) | Common stock | Paid-in capital | Unearned common stock held by ESOP | Retained earnings | Accumulated other comprehensive loss | Total |
| Balance, June 30, 2024 | $114 | $110,694 | $(7,244) | $103,745 | $(1,837) | $205,472 |
| Net income | — | — | — | 3,798 | — | 3,798 |
| Other comprehensive income | ||||||
| (net of tax of ($157)) | — | — | — | — | 416 | 416 |
| Stock compensation | 3 | 3 | — | — | — | 6 |
| ESOP shares committed to be released | — | — | 42 | — | — | 42 |
| Balance, September 30, 2024 | $117 | $110,697 | $(7,202) | $107,543 | $(1,421) | $209,734 |
See notes to consolidated financial statements. 4
CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY
For the Nine Months Ended September 30, 2025 and 2024
| (dollars in thousands) · Common stock · Paid-in capital · Unearned common stock held by ESOP · Retained earnings · Accumulated other comprehensive loss · Total | |||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance, December 31, 2024 | $106 | $94,679 | $(7,160) | $109,495 | $(1,621) | $195,499 | |||||||||
| Net income | — | — | — | 8,690 | — | 8,690 | |||||||||
| Other comprehensive income | |||||||||||||||
| (net of tax of ($160)) | — | — | — | — | 423 | 423 | |||||||||
| Stock compensation | 3,483 | — | — | — | 3,483 | ||||||||||
| Repurchased shares to authorized and unissued | (11) | (18,011) | — | — | — | (18,022) | |||||||||
| ESOP shares committed to be released | — | — | 137 | — | — | 137 | |||||||||
| Balance, September 30, 2025 | $95 | $80,151 | $(7,023) | $118,185 | $(1,198) | $190,210 | |||||||||
| (dollars in thousands) | Common stock | Paid-in capital | Unearned common stock held by ESOP | Retained earnings | Accumulated other comprehensive loss | Total | |||||||||
| Balance, December 31, 2023 | $114 | $110,465 | $(7,328) | $97,772 | $(1,958) | $199,065 | |||||||||
| Net income | — | — | — | 9,771 | — | 9,771 | |||||||||
| Other comprehensive income | |||||||||||||||
| (net of tax of ($203)) | — | — | — | — | 537 | 537 | |||||||||
| Stock compensation | 3 | 232 | — | — | — | 235 | |||||||||
| ESOP shares committed to be released | — | — | 126 | — | — | 126 | |||||||||
| Balance, September 30, 2024 | $117 | $110,697 | $(7,202) | $107,543 | $(1,421) | $209,734 | |||||||||
See notes to consolidated financial statements. 5
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