FB Bancorp, Inc. /MD/
For the period ended Sep 30, 2025. Filed Nov 12, 2025.
View on SEC.govAbout this filing
A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Sep 30, 2025 · Filed Nov 12, 2025
FBLA$16.86+0.2%Stored close · as of Nov 6, 2026
Contents
Consolidated Statements of Financial Condition
Consolidated Statements of Financial Condition (Unaudited)
| September 30,2025 | December 31,2024 | |
|---|---|---|
| ASSETS | ||
| Cash and due from banks | $7,357 | $6,841 |
| Interest-bearing deposits at other financial institutions | 58,374 | 92,004 |
| Total cash and cash equivalents | 65,731 | 98,845 |
| Securities available for sale, at fair value (amortized cost of $307,806 and $264,639, respectively) | 298,326 | 244,119 |
| Derivative assets | 347 | 439 |
| Loans held for sale, at fair value | 41,435 | 26,026 |
| Loans held for investment | 760,022 | 756,897 |
| Less: allowance for credit losses | (6,245) | (6,244) |
| Loans held for investment, net | 753,777 | 750,653 |
| Federal Home Loan Bank stock, at cost | 3,605 | 4,354 |
| Bank owned life insurance | 15,250 | 14,986 |
| Accrued interest receivable | 5,392 | 5,729 |
| Premises and equipment, net | 57,759 | 54,145 |
| Other real estate owned | 2,207 | 610 |
| Mortgage servicing rights | 934 | 1,078 |
| Prepaid expenses | 2,895 | 2,151 |
| Other assets | 16,483 | 17,798 |
| Total assets | $1,264,141 | $1,220,933 |
| LIABILITIES AND STOCKHOLDERS' EQUITY | ||
| Deposits: | ||
| Non-interest bearing | $131,499 | $132,258 |
| Interest bearing | 708,400 | 668,484 |
| Total deposits | 839,899 | 800,742 |
| Advances by borrowers for taxes and insurance | 8,179 | 6,537 |
| Other borrowings | 63,440 | 73,500 |
| Accrued interest payable | 354 | 380 |
| Other liabilities | 14,083 | 13,519 |
| Total liabilities | 925,955 | 894,678 |
| Stockholders' Equity: | ||
| Preferred stock, $0.01 par value - 5,000,000 shares authorized; none issued | — | — |
| Common stock, $0.01 par value - 120,000,000 shares authorized; 19,837,500 issued and outstanding at September 30, 2025 and December 31, 2024 | 198 | 198 |
| Additional paid-in capital | 193,578 | 193,571 |
| Unearned ESOP shares - 1,475,910 and 1,523,520 shares as of September 30, 2025 and December 31, 2024, respectively | (16,677) | (17,215) |
| Retained earnings | 168,576 | 165,912 |
| Accumulated other comprehensive income (loss) | (7,489) | (16,211) |
| Total stockholders' equity | 338,186 | 326,255 |
| Total liabilities and stockholders' equity | $1,264,141 | $1,220,933 |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.