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Ponce Financial Group, Inc.

For the period ended Sep 30, 2025. Filed Nov 5, 2025.

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About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Sep 30, 2025 · Filed Nov 5, 2025

PDLB$21.70-0.6%Stored close · as of Nov 6, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Table of Contents

Page
PART I.FINANCIAL INFORMATION1
Item 1.Consolidated Financial Statements1
Consolidated Statements of Financial Condition (Unaudited)1
Consolidated Statements of Operations (Unaudited)2
Consolidated Statements of Comprehensive Income (Unaudited)3
Consolidated Statements of Stockholders’ Equity (Unaudited)4
Consolidated Statements of Cash Flows (Unaudited)5
Notes to Consolidated Financial Statements (Unaudited)6
Item 2.Management’s Discussion and Analysis of Financial Condition and Results of Operations33
Item 3.Quantitative and Qualitative Disclosures About Market Risk54
Item 4.Controls and Procedures54
PART II.OTHER INFORMATION55
Item 1.Legal Proceedings55
Item 1A.Risk Factors55
Item 2.Unregistered Sales of Equity Securities and Use of Proceeds55
Item 3.Defaults Upon Senior Securities55
Item 4.Mine Safety Disclosures55
Item 5.Other Information55
Item 6.Exhibits56
Signatures57

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ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.