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U-Haul Holding Co /NV/

For the period ended Sep 30, 2025. Filed Nov 5, 2025.

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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Sep 30, 2025 · Filed Nov 5, 2025

UHAL$56.74-3.6%Stored close · as of Nov 6, 2026
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UNITED STATES SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

Form 10-Q

(Mark One)

☒QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934.
For the quarterly period ended September 30, 2025

or

☐TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934.
For the transition period from __________________ to __________________

Commission File Number 001-11255

State or other jurisdiction ofincorporation or organization · Registrant, State of Incorporation,Address and Telephone Number · I.R.S. EmployerIdentification No.
Nevada88-0106815
U-Haul Holding Company (A Nevada Corporation)
5555 Kietzke Lane Ste 100Reno, Nevada 89511Telephone (775) 688-6300N/A
(Former Name, Former Address and Former Fiscal Year, if Changed Since Last Report)

Securities registered pursuant to Section 12(b) of the Act:

Title of each classTrading SymbolName of each exchange on which registered
Common Stock, $0.25 par valueUHALNew York Stock Exchange
Series N Non-Voting Common Stock, $0.001 par valueUHAL.BNew York Stock Exchange

Indicate by check mark whether the registrant: (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes ☒ No☐

Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files). Yes ☒ No ☐

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and “emerging growth company” in Rule 12b-2 of the Exchange Act.

Large Accelerated Filer☒Accelerated Filer☐
Non-accelerated Filer☐Smaller Reporting Company☐
Emerging Growth Company☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act ☐.

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). Yes ☐ No☒

19,607,788 shares of Common Stock, $0.25 par value, were outstanding as of November 5, 2025.

176,470,092 shares of Series N Non-Voting Common Stock, $0.001 par value, were outstanding as of November 5, 2025.

TABLE OF CONTENTS

Page
PART I FINANCIAL INFORMATION
Item 1. · Financial Statements
a) Consolidated Balance Sheets as of September 30, 2025 and March 31, 2025 (unaudited)1
b) Consolidated Statements of Operations for the Quarters Ended September 30, 2025 and 2024 (unaudited)2
c) Consolidated Statements of Operations for the Six Months ended September 30, 2025 and 2024 (unaudited)3
d) Consolidated Statements of Comprehensive Income (Loss) for the Quarters and Six Months Ended September 30, 2025 and 2024 (unaudited)4
e) Consolidated Statements of Changes in Stockholders’ Equity for the Quarters Ended September 30, 2025 and 2024 (unaudited)5
f) Consolidated Statements of Changes in Stockholders' Equity for the Six Months Ended September 30, 2025 and 2024 (unaudited)6
g) Consolidated Statements of Cash Flows for the Six months ended September 30, 2025 and 2024 (unaudited)7
h) Notes to Consolidated Financial Statements (unaudited)8
Item 2Management’s Discussion and Analysis of Financial Condition and Results of Operations44
Item 3.Quantitative and Qualitative Disclosures About Market Risk74
Item 4.Controls and Procedures77
PART II OTHER INFORMATION
Item 1.Legal Proceedings77
Item 1A.Risk Factors77
Item 2.Unregistered Sales of Equity Securities and Use of Proceeds77
Item 3.Defaults Upon Senior Securities78
Item 4.Mine Safety Disclosures78
Item 5.Other Information78
Item 6.Exhibits78
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.