AUBURN NATIONAL BANCORPORATION INC

Exhibits

PART

FINANCIAL INFORMATION

Consolidated Balance Sheets

(Dollars in thousands, except share data)

Assets:

$

26,334

$

27,127

11,778

31,412

Interest-bearing bank deposits

76,387

12,830

Cash and cash equivalents

114,499

71,369

Securities available-for-sale

254,359

270,910

—

Loans

578,068

557,294

(7,142)

(6,863)

570,926

550,431

Premises and equipment, net

46,618

45,535

17,311

17,110

21,311

19,900

$

$

975,255

Liabilities:

Noninterest-bearing

$

263,105

$

270,723

Interest-bearing

683,300

625,520

946,405

896,243

Federal funds purchased and securities sold under agreements to repurchase

—

1,486

Accrued expenses and other liabilities

3,440

1,019

Total liabilities

949,845

898,748

Stockholders' equity:

Preferred stock of $

.01

par value; authorized

200,000

shares;

no shares issued

—

—

Common stock of $

.01

par value; authorized

8,500,000

shares;

issued

3,957,135

shares

Additional paid-in capital

3,802

3,801

Retained earnings

114,353

113,398

Accumulated other comprehensive loss, net

(29,029)

Less treasury stock, at cost -

463,436

shares and

463,521

at June 30, 2024

and December 31, 2023, respectively

75,209

76,507

Total liabilities and stockholders’

equity

$

$

975,255