PRA GROUP INC

For the period ended Mar 31, 2026. Filed May 8, 2026.

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Mar 31, 2026 · Filed May 8, 2026

PRAA$11.96-5.9%Stored close · as of Nov 10, 2026

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Contents

Consolidated Income Statements

(in thousands, except per share amounts)

	Three Months Ended March 31,
	2026	2025
Revenues
Portfolio income	$269,579	$240,958
Changes in expected recoveries	43,886	27,922
Total portfolio revenue	313,465	268,880
Other revenue	1,068	739
Total revenues	314,533	269,619
Operating expenses
Compensation and benefits	70,738	73,323
Legal collection costs	48,458	33,394
Legal collection fees	17,071	15,230
Agency fees	24,581	21,368
Professional and outside services	20,884	21,103
Communication	9,019	10,477
Rent and occupancy	3,258	3,480
Depreciation, amortization and impairment of long-lived assets	1,708	3,769
Other operating expenses	15,562	12,898
Total operating expenses	211,279	195,042
Income from operations	103,254	74,577
Other income/(expense)
Interest expense, net	(63,518)	(60,970)
Foreign exchange gain/(loss), net	1,054	(51)
Other	(254)	(180)
Income before income taxes	40,536	13,376
Income tax expense	8,764	4,312
Net income	31,772	9,064
Net income attributable to noncontrolling interests	3,562	5,405
Net income attributable to PRA Group, Inc.	$28,210	$3,659
Net income per common share attributable to PRA Group, Inc.
Basic	$0.74	$0.09
Diluted	$0.73	$0.09
Weighted average number of shares outstanding
Basic	38,368	39,549
Diluted	38,511	39,688

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.