PRA GROUP INC

For the period ended Dec 31, 2025. Filed Mar 2, 2026.

About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Mar 2, 2026

PRAA$12.71-1.6%Stored close · as of Nov 9, 2026

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Contents

Financial Statements and Supplementary Data

Item 8. Financial Statements and Supplementary Data.

Index to Financial Statements

Report of Independent Registered Public Accounting Firm (PCAOB ID: 42)	43
Consolidated Balance Sheets	45
Consolidated Income Statements	46
Consolidated Statements of Comprehensive Loss	47
Consolidated Statements of Changes in Equity	48
Consolidated Statements of Cash Flows	49
Notes to Consolidated Financial Statements	50
1 – Summary of Significant Accounting Policies	50
2– Finance Receivables, net	55
3 – Investments	57
4 – Goodwill	58
5 – Leases	58
6 – Property and Equipment, net	59
7 – Borrowings	60
8 – Derivatives	64
9 – Fair Value	65
10 – Accumulated Other Comprehensive Loss	66
11 – Stockholders' Equity	67
12 – Share-Based Compensation and Employee Savings Plans	67
13 – Earnings per Share	69
14 – Income Taxes	69
15 – Commitments and Contingencies	73
16 – Business Segments	73

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.