PRA GROUP INC
For the period ended Dec 31, 2025. Filed Mar 2, 2026.
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FY2025 · Filed Mar 2, 2026
PRAA$12.71-1.6%Stored close · as of Nov 9, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Consolidated Balance Sheets
December 31, 2025 and 2024
| 2025 | 2024 | |
|---|---|---|
| ASSETS | ||
| Cash and cash equivalents | $104,409 | $105,938 |
| Investments | 66,628 | 66,304 |
| Finance receivables, net | 4,688,024 | 4,140,742 |
| Income taxes receivable | 17,702 | 19,559 |
| Deferred tax assets, net | 76,955 | 75,134 |
| Right-of-use assets | 29,206 | 32,173 |
| Property and equipment, net | 24,886 | 29,498 |
| Goodwill | 26,871 | 396,357 |
| Prepaid expenses and other assets | 68,641 | 65,450 |
| Total assets | $5,103,322 | $4,931,155 |
| LIABILITIES AND EQUITY | ||
| Liabilities | ||
| Accrued expenses and accounts payable | $131,812 | $141,211 |
| Income taxes payable | 29,845 | 28,584 |
| Deferred tax liabilities, net | 17,064 | 16,813 |
| Lease liabilities | 32,160 | 36,437 |
| Interest-bearing deposits | 106,148 | 163,406 |
| Borrowings | 3,697,338 | 3,326,621 |
| Other liabilities | 48,990 | 24,476 |
| Total liabilities | 4,063,357 | 3,737,548 |
| Equity | ||
| Preferred stock, $0.01 par value, 2,000 shares authorized, no shares issued and outstanding | — | — |
| Common stock, $0.01 par value; 100,000 shares authorized, 38,453 shares issued and outstanding as of December 31, 2025; 100,000 shares authorized, 39,510 shares issued and outstanding as of December 31, 2024 | 385 | 395 |
| Additional paid-in capital | 11,474 | 17,882 |
| Retained earnings | 1,255,007 | 1,560,149 |
| Accumulated other comprehensive loss | (287,015) | (443,394) |
| Total stockholders' equity - PRA Group, Inc. | 979,851 | 1,135,032 |
| Noncontrolling interests | 60,114 | 58,575 |
| Total equity | 1,039,965 | 1,193,607 |
| Total liabilities and equity | $5,103,322 | $4,931,155 |
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