PRA GROUP INC

For the period ended Dec 31, 2024. Filed Feb 27, 2025.

About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2024 · Filed Feb 27, 2025

PRAA$12.71-1.6%Stored close · as of Nov 9, 2026

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Contents

Financial Statements and Supplementary Data

Item 8. Financial Statements and Supplementary Data.

Index to Financial Statements

Reports of Independent Registered Public Accounting Firms	42
Consolidated Balance Sheets	45
Consolidated Income Statements	46
Consolidated Statements of Comprehensive Income	47
Consolidated Statements of Changes in Equity	48
Consolidated Statements of Cash Flows	49
Notes to Consolidated Financial Statements	50
1 – Summary of Significant Accounting Policies	50
2– Finance Receivables, net	56
3 – Investments	57
4 – Goodwill	58
5 – Leases	58
6 – Property and Equipment, net	59
7 – Borrowings	60
8 – Derivatives	64
9 – Fair Value	65
10 – Accumulated Other Comprehensive Loss	67
11 – Share-Based Compensation	67
12 – Earnings per Share	69
13 – Income Taxes	69
14 – Commitments and Contingencies	71
15 – Segments and Geographic Information	72
16 – Retirement Plans	73
17 – Subsequent Event	74

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.