PRA GROUP INC
For the period ended Dec 31, 2024. Filed Feb 27, 2025.
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FY2024 · Filed Feb 27, 2025
PRAA$11.96-5.9%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Consolidated Income Statements
(Amounts in thousands, except per share amounts)
| 2024 | 2023 | 2022 | |
|---|---|---|---|
| Revenues: | |||
| Portfolio income | $857,188 | $757,128 | $772,315 |
| Changes in expected recoveries | 240,868 | 29,134 | 168,904 |
| Total portfolio revenue | 1,098,056 | 786,262 | 941,219 |
| Other revenue | 16,468 | 16,292 | 25,305 |
| Total revenues | 1,114,524 | 802,554 | 966,524 |
| Operating expenses: | |||
| Compensation and benefits | 298,903 | 288,778 | 285,537 |
| Legal collection costs | 124,782 | 89,131 | 76,757 |
| Legal collection fees | 56,623 | 38,072 | 38,450 |
| Agency fees | 83,334 | 74,699 | 63,808 |
| Professional and outside services | 83,218 | 82,619 | 92,355 |
| Communication | 43,433 | 40,430 | 39,205 |
| Rent and occupancy | 16,929 | 17,319 | 18,589 |
| Depreciation, amortization and impairment | 10,792 | 18,615 | 15,243 |
| Other operating expenses | 56,778 | 52,399 | 50,778 |
| Total operating expenses | 774,792 | 702,062 | 680,722 |
| Income from operations | 339,732 | 100,492 | 285,802 |
| Other income and (expense): | |||
| Interest expense, net | (229,267) | (181,724) | (130,677) |
| Foreign exchange gain/(loss), net | (9) | 289 | 985 |
| Other | (851) | (1,944) | (1,325) |
| Income/(loss) before income taxes | 109,605 | (82,887) | 154,785 |
| Income tax expense/(benefit) | 21,032 | (16,133) | 36,787 |
| Net income/(loss) | 88,573 | (66,754) | 117,998 |
| Adjustment for net income attributable to noncontrolling interests | 17,972 | 16,723 | 851 |
| Net income/(loss) attributable to PRA Group, Inc. | $70,601 | $(83,477) | $117,147 |
| Net income/(loss) per common share attributable to PRA Group, Inc.: | |||
| Basic | $1.79 | $(2.13) | $2.96 |
| Diluted | $1.79 | $(2.13) | $2.94 |
| Weighted average number of shares outstanding: | |||
| Basic | 39,382 | 39,177 | 39,638 |
| Diluted | 39,542 | 39,177 | 39,888 |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.