MUNCY COLUMBIA FINANCIAL Corp
For the period ended Mar 6, 2026. Filed Mar 6, 2026.
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What shareholders are asked to vote on at a company's meeting. It is where to find what directors and top executives are paid, and who owns the most shares.
Mar 6, 2026 · Filed Mar 6, 2026
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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20429
SCHEDULE 14A
Proxy Statement Pursuant to Section 14(a) of the
Securities Exchange Act of 1934
Filed by the Registrant ☒
Filed by a Party other than the Registrant ☐
Check the appropriate box:
| ☐ | Preliminary Proxy Statement |
|---|---|
| ☐ | Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) |
| ☒ | Definitive Proxy Statement |
| ☐ | Definitive Additional Materials |
| ☐ | Soliciting Material under Section 240.14a-12 |
MUNCY COLUMBIA FINANCIAL CORPORATION
(Name of Registrant as Specified in Its Charter)
(Name of Person(s) Filing Proxy Statement, if other than the Registrant)
Payment of Filing Fee (Check the appropriate box):
| ☒ | No fee required. |
|---|---|
| ☐ | Fee paid previously with preliminary materials |
| ☐ | Fee computed on table in exhibit required by item 25(b) per Exchange Act Rules 14a-6(i)(1) and 0-11. |
March 6, 2026
Dear Fellow Shareholder:
You are invited to attend the Annual Meeting of Shareholders of Muncy Columbia Financial Corporation on Thursday, April 23, 2026, at 10:30 a.m. Eastern Time. The meeting will be held in person at the Lightstreet Office of the Company’s Journey Bank subsidiary, 1199 Lightstreet Road, Bloomsburg, Pennsylvania 17815.
We are making the accompanying Notice of Annual Meeting of Shareholders, proxy statement, proxy card, 2025 Annual Highlights and Annual Report on Form 10-K available to our shareholders by the Internet pursuant to rules adopted by the Securities and Exchange Commission. On or about March 13, 2026, we will mail to our shareholders the Notice of Internet Availability of Proxy Materials containing instructions on how to access the Notice of Annual Meeting of Shareholders, proxy statement, proxy card, 2025 Annual Highlights and Annual Report on Form 10-K by the Internet, and how to vote online. As a result, you will not receive a printed copy of the proxy materials unless you request a copy. All shareholders will be able to access the proxy materials on the Internet at the following address:www.edocumentview.com/CCFN. If you would like to receive a printed set of the proxy materials by mail, free of charge, please follow the instructions printed on the Notice of Internet Availability of Proxy Materials.
YOUR VOTE IS IMPORTANT. Whether or not you plan to attend the Annual Meeting in person you can ensure that your shares are represented at the meeting by promptly voting and submitting your proxy by completing, signing, dating and returning your proxy card by mail or by voting by telephone, or through the Internet.
If you hold your shares beneficially in the name of a broker, bank, trustee or other nominee, you should follow the directions provided by your broker, bank, trustee or other nominee regarding how they are to vote your shares.
If you have any questions regarding the Annual Meeting, please contact Nancy Diehl at (570) 387-7168 or Beth Benson at (570) 940-1908.
Thank you for your continuing support.
| Sincerely, | |
|---|---|
| /s/ Lance O. Diehl | /s/ Robert J. Glunk |
| Lance O. Diehl | Robert J. Glunk |
| President and Chief Executive Officer | Chairman |
NOTICE OF ANNUAL MEETING OF SHAREHOLDERS
NOTICE IS HEREBY GIVEN, that the Annual Meeting of the Shareholders of Muncy Columbia Financial Corporation (the “Company”) will be held on Thursday, April 23, 2026, at 10:30 a.m. Eastern Time, at the Lightstreet Office of the Company’s Journey Bank subsidiary, 1199 Lightstreet Road, Bloomsburg, Pennsylvania 17815.
The Annual Meeting will be held to vote upon the following matters:
| (1) | To elect four (4) Directors of the Company to Class 1 for terms of three (3) years (see the accompanying proxy statement for a list of nominees) and |
| (2) | To ratify the appointment of S.R. Snodgrass P.C. as the Company’s independent registered public accounting firm for the year ending December 31, 2026; and |
To act upon such other business as may properly come before the meeting.
The Board of Directors recommends that you vote “FOR” the election of each of the four nominees for Director listed in the accompanying proxy statement and “FOR” ratification of the appointment of S.R. Snodgrass P.C. as the Company’s independent registered public accounting firm for the year ending December 31, 2026.
Only shareholders of record at the close of business on February 23, 2026, will be entitled to notice of, and to vote at, the Annual Meeting or any adjournment or postponement of the meeting. This Notice and the accompanying proxy statement are being first made available to shareholders on or about the date hereof. We encourage you to read the proxy statement carefully.
BY ORDER OF THE BOARD OF DIRECTORS
/s/ Beth A. Benson
Beth A. Benson
Secretary
Bloomsburg, Pennsylvania
March 6, 2026
Important Notice Regarding the Availability of Proxy Materials for the Annual Meeting of the Shareholders to be held on April 23, 2026. This Notice, the Proxy Statement, Proxy Card, 2025 Annual Highlights and 2025 Annual Report on Form 10-K are available at: www.edocumentview.com/CCFN.
Table of Contents
| ANNUAL MEETING INFORMATION | 3 |
|---|---|
| Matters to be Considered | 3 |
| Recommendations of the Board of Directors | 3 |
| Record Date and Quorum | 3 |
| Broker Non-Votes | 4 |
| Vote Required; Treatment of Abstentions and Failure to Vote | 4 |
| Attending the Annual Meeting | 4 |
| Proxies | 4 |
| Revocation of Proxies | 5 |
| Deadline to Submit Shareholder Proposals for Next Year’s Annual Meeting | 5 |
| Internet Availability of Proxy Materials | 6 |
| PROPOSAL NO. 1 ELECTION OF FOUR (4) DIRECTORS TO CLASS 1 | 7 |
| Information as to Nominees and Directors | 7 |
| Executive Officers of the Company | 10 |
| Corporate Governance | 10 |
| Independent Lead Director | 11 |
| Management Oversight | 11 |
| Enterprise Risk Management | 11 |
| Code of Conduct and Ethics | 12 |
| Insider Trading Policy | 13 |
| Director Nomination Process | 13 |
| Communicating with the Board | 14 |
| Board Meetings in 2025 | 14 |
| Director Independence | 14 |
| Transactions with Directors and Executive Officers | 15 |
| Director Compensation | 15 |
| Deferred Compensation Agreements for Directors | 16 |
| Executive Compensation | 16 |
| Summary Compensation Table | 17 |
| All Other Compensation | 17 |
| Split Dollar Life Insurance Plan | 18 |
| Employment Agreements | 18 |
| Supplemental Executive Retirement Plans | 20 |
| Pay Versus Performance | 21 |
| Share Ownership of Directors, Nominees, Named Executive Officers and Certain Beneficial Owners | 22 |
| PROPOSAL NO. 2 RATIFICATION OF APPROVAL OF THE INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM | 23 |
| Audit, Audit-Related and Permitted Non-Audit Fees | 23 |
| Procedures for Pre-Approving Audit, Audit-Related and Permitted Non-Audit Services | 24 |
| Report of the Audit Committee | 24 |
1199 Lightstreet Road
Bloomsburg, Pennsylvania 17815
(570) 784-1660
PROXY STATEMENT
2026 Annual Meeting of Shareholders – April 23, 2026
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.