WESTAMERICA BANCORPORATION
For the period ended Jun 30, 2026. Filed Aug 5, 2026.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Jun 30, 2026 · Filed Aug 5, 2026
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UNITED STATES SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 10-Q
(Mark One)
| ☑ | QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2026 |
or
| ☐ | TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from __________ to __________. |
Commission file number:001-09383
WESTAMERICA BANCORPORATION
(Exact Name of Registrant as Specified in Its Charter)
| California | 94-2156203 |
|---|---|
| (State or Other Jurisdiction of Incorporation or Organization) | (I.R.S. Employer Identification No.) |
1108 FIFTH AVENUE, SAN RAFAEL, California 94901
(Address of Principal Executive Offices) (Zip Code)
Registrant's Telephone Number, Including Area Code (707)863-6000
Securities registered pursuant to Section 12(b) of the Act:
| Title of each class | Trading Symbol(s) | Name of each exchange on which registered |
|---|---|---|
| Common Stock, no par value | WABC | The Nasdaq Stock Market, LLC |
Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.
| Yes ☑ | No ☐ |
|---|
Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).
| Yes ☑ | No ☐ |
|---|
Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an emerging growth company. See the definitions of "large accelerated filer,” “accelerated filer,” “smaller reporting company,” and “emerging growth company” in Rule 12b-2 of the Exchange Act.
| Large accelerated filer ☑ | Accelerated filer ☐ | Non-accelerated filer ☐ |
|---|---|---|
| Smaller reporting company ☐ | Emerging growth company ☐ |
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐
Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).
| Yes ☐ | No ☑ |
|---|
Indicate the number of shares outstanding of each of the registrant's classes of common stock, as of the latest practicable date:
| Title of Class Common Stock, No Par Value | Shares outstanding as of July 30, 2026 23,111,153 |
|---|
TABLE OF CONTENTS
| Page | ||
|---|---|---|
| Forward Looking Statements | 3 | |
| PART I - FINANCIAL INFORMATION | ||
| Item 1 | Financial Statements | 4 |
| Notes to Unaudited Consolidated Financial Statements | 9 | |
| Item 2 | Management's Discussion and Analysis of Financial Condition and Results of Operations | 30 |
| Item 3 | Quantitative and Qualitative Disclosures about Market Risk | 52 |
| Item 4 | Controls and Procedures | 52 |
| PART II - OTHER INFORMATION | ||
| Item 1 | Legal Proceedings | 52 |
| Item 1A | Risk Factors | 53 |
| Item 2 | Unregistered Sales of Equity Securities and Use of Proceeds | 53 |
| Item 3 | Defaults upon Senior Securities | 53 |
| Item 4 | Mine Safety Disclosures | 53 |
| Item 5 | Other Information | 53 |
| Item 6 | Exhibits | 54 |
| Signatures | 55 | |
-2-
**FORWARD-LOOKING STATEMENTS
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.