ServisFirst Bancshares, Inc.
For the period ended Dec 31, 2025. Filed Feb 27, 2026.
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A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.
FY2025 · Filed Feb 27, 2026
SFBS$41.50-0.4%Stored close · as of Nov 10, 2026
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ITEM 15. EXHIBITS AND FINANCIAL STATEMENT SCHEDULES
| Page | |
|---|---|
| Report of Independent Registered Public Accounting Firm on Consolidated Financial Statements | 55 |
| Report of Independent Registered Public Accounting Firm on Internal Control over Financial Reporting | 57 |
| Consolidated Balance Sheets at December 31, 2025 and 2024 | 58 |
| Consolidated Statements of Income for the Years Ended December 31, 2025, 2024 and 2023 | 59 |
| Consolidated Statements of Comprehensive Income for the Years Ended December 31, 2025, 2024 and 2023 | 60 |
| Consolidated Statements of Stockholders' Equity for the Years Ended December 31, 2025, 2024 and 2023 | 61 |
| Consolidated Statements of Cash Flows for the Years Ended December 31, 2025, 2024 and 2023 | 62 |
| Notes to Consolidated Financial Statements | 63 |
(b) All applicable financial statement schedules required under Regulation S-X have been included in the Notes to the Consolidated Financial Statements.
| EXHIBIT NO. | NAME OF EXHIBIT |
| 3.1 | Restated Certificate of Incorporation as amended (incorporated by reference to Exhibit 3.02 to the Company's Quarterly Report on Form 10-Q, filed July 29, 2022). |
| 3.2 | Certificate of Elimination of the Senior-Non Cumulative Perpetual Preferred Stock, Series A (incorporated by reference to Exhibit 3.2 to the Company’s Current Report on Form 8-K/A, filed on June 28, 2016). |
| 3.3 | Bylaws (Restated for SEC filing purposes only) (incorporated by reference to Exhibit 3.1 to the Company’s Current Report on Form 8-K, filed on April 4, 2014). |
| 4.1 | Form of Common Stock Certificate (incorporated by reference to Exhibit 4.1 to the Company’s Registration Statement on Form 10, filed on March 28, 2008). |
| 4.2 | Revised Form of Common Stock Certificate (incorporated by reference to Exhibit 4.1 to the Company’s Current Report on Form 8-K, filed on September 15, 2008). |
| 4.3 | Description of Capital Stock (incorporated by reference to Exhibit 4.3 to the Company’s Annual Report on Form 10-K, filed on February 25, 2020). |
| 4.4 | Form of Indenture for Senior Debt Securities (incorporated by reference to Exhibit 4.5 to the Company's Registration Statement on Form S-3, filed on August 5, 2024) |
| 4.5 | Form of Indenture for Subordinated Debt Securities (incorporated by reference to Exhibit 4.6 to the Company's Registration Statement on Form S-3, filed on August 5, 2024). |
| 10.1# | 2009 Amended and Restated Stock Incentive Plan (incorporated by reference to Appendix A to the Company’s Definitive Proxy Statement on Schedule 14A, filed on March 18, 2014). |
| 10.2 | Note Purchase Agreement, dated October 21, 2020, between ServisFirst Bancshares, Inc. and certain accredited investors (incorporated by reference to Exhibit 4.1 to the Company’s Current Report on Form 8-K, filed on October 22, 2020). |
| 10.3# | First Amendment to the ServisFirst Bancshares, Inc. Amended and Restated 2009 Stock Incentive Plan (incorporated by reference to Exhibit 10.1 to the Company’s Quarterly Report on Form 10-Q, filed November 1, 2016). |
| 10.4# | Form of Nonqualified Stock Option Award pursuant to the ServisFirst Bancshares, Inc. Amended and Restated 2009 Stock Incentive Plan (incorporated by reference to Exhibit 10.3 to the Company’s Quarterly Report on Form 10-Q, filed November 1, 2016). |
| 10.5# | Form of Restricted Stock Award Agreement pursuant to the ServisFirst Bancshares, Inc. Amended and Restated 2009 Stock Incentive Plan (incorporated by reference to Exhibit 4.4 to the Company’s Registration Statement on Form S-8, filed June 17, 2014). |
| 10.6# | Second Amendment to the ServisFirst Bancshares, Inc. Amended and Restated 2009 Stock Incentive Plan (incorporated by reference to Exhibit 10.1 to the Company's Current Report on Form 8-K, filed September 17, 2018). |
| 10.7# | Third Amendment to the ServisFirst Bancshares, Inc. Amended and Restated 2009 Stock Incentive Plan (incorporated by reference to Exhibit 10.1 to the Company's Quarterly Report on Form 10-Q, filed April 30, 2019). |
| 10.8# | Form of Nonqualified Stock Option Award (Revised 2019)(incorporated by reference to Exhibit 10.2 to the Company's Quarterly Report on Form 10-Q, filed April 30, 2019). |
| 10.9# | Form of Restricted Stock Award Agreement (Revised 2019)(incorporated by reference to Exhibit 10.3 to the Company's Quarterly Report on Form 10-Q, filed April 30, 2019). |
| 10.10# | Endorsement Split-Dollar Agreement with Thomas A. Broughton III dated November 9, 2020 (incorporated by reference to Exhibit 10.1 to the Company’s Current Report on Form 8-K, filed November 13, 2020. |
| 10.11# | Endorsement Split-Dollar Agreement with Rodney E. Rushing dated November 9, 2020 (incorporated by reference to Exhibit 10.3 to the Company’s Current Report on Form 8-K, filed November 13, 2020. |
| 10.12# | Form of Executive Officer Change in Control Agreement (incorporated by reference to Exhibit 10 to the Company’s Current Report on Form 8-K dated February 25, 2021). |
| 10.13# | ServisFirst Bancshares, Inc. Annual Incentive Plan, effective January 1, 2021 (incorporated by reference to Exhibit 10 to the Company’s Current Report on Form 8-K dated January 25, 2021) |
| 10.14# | Form of ServisFirst Bancshares, Inc. 2021 Performance Share Award Agreement (incorporated by reference to Exhibit 10.4 to the Company’s Quarterly Report on Form 10-Q, filed April 29, 2021). |
| 10.15# | Form of ServisFirst Bancshares, Inc. 2021 Restricted Stock Award Agreement (incorporated by reference to Exhibit 10.3 to the Company’s Quarterly Report on Form 10-Q, filed April 29, 2021). |
| 10.16# | Letter Agreement, by and between ServisFirst Bank and Henry Abbott, dated as of April 21, 2025 (incorporated by reference to Exhibit 10.1 to the Company's Quarterly Report on Form 10-Q filed on May 6, 2025). |
| 19.1* | ServisFirst BancShares, Inc. Insider Trading Compliance Program (incorporated by reference to Exhibit 19.1 to the Company’s Annual Report on Form 10-K, filed on March 3, 2025). |
| 21.1* | List of Subsidiaries. |
| 97.1 | Clawback Policy (incorporated by reference to Exhibit 97.0 to the Company's Annual Report on Form 10-K, filed on March 1, 2024). |
| 23.1* | Consent of Forvis Mazars, LLP |
| 24.1* | Power of Attorney |
| 31.1* | Certification of Chief Executive Officer pursuant to Rule 13a-14(a) |
|---|---|
| 31.2* | Certification of Chief Financial Officer pursuant to Rule 13a-14(a) |
| 32.1** | Certification of Chief Executive Officer pursuant to 18 U.S.C. Section 1350 |
| 32.2** | Certification of Chief Financial Officer pursuant to 18 U.S.C. Section 1350 |
| 101.INS* | Inline XBRL Instance Document |
| 101.SCH* | Inline XBRL Schema Documents |
| 101.CAL* | Inline XBRL Calculation Linkbase Document |
| 101.LAB* | Inline XBRL Label Linkbase Document |
| 101.PRE* | Inline XBRL Presentation Linkbase Document |
| 101.DEF* | Inline XBRL Definition Linkbase Document |
| 104* | Cover Page Interactive Data File (formatted in Inline XBRL and contained in Exhibit 101) |
| * Filed herewith | |
| ** Furnished herewith | |
| # Denotes management contract or compensatory plan or arrangement | |
| ^ Certain exhibits have been omitted pursuant to Item 601(b)(5) of Regulation S-K. We will furnish the omitted exhibits to the SEC upon request. | |
ITEM **16.****FORM 10-K SUMMARY
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