Bank7 Corp.
For the period ended Sep 30, 2026. Filed Nov 9, 2026.
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Sep 30, 2026 · Filed Nov 9, 2026
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Item 1A. Risk Factors
Except as set forth below, there have been no material changes to the risk factors previously disclosed in our Annual Report on Form 10-K for the year ended December 31, 2025. The following risk factor supplements, and should be read in conjunction with, the risk factors disclosed in that report.
The integration of Century involves risks that could affect our results of operations.
On November 1, 2026, we completed our acquisition of Century, which added approximately $1.2 billion of deposits and extended our operations into New Mexico, a market in which we had not previously operated. The success of the acquisition will depend on our ability to integrate Century’s operations, systems, personnel and customer relationships, including the planned merger of Century Bank into the Bank on or about January 1, 2027 and the subsequent core system conversion, while retaining customers and deposits. Century’s loans were originated under its own underwriting standards, and the fair values assigned to the assets acquired and liabilities assumed are preliminary and subject to change. If integration does not proceed as planned, if acquired deposits run off or acquired loans experience greater credit losses than expected, or if goodwill and other intangible assets recorded in the acquisition become impaired, our financial condition and results of operations could be adversely affected.
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