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GREENE COUNTY BANCORP INC

For the period ended Jun 30, 2026. Filed Sep 9, 2026.

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About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2026 · Filed Sep 9, 2026

GCBC$36.42+0.8%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits

Index

Index
Part I
Item 1.Business3-20
Item 1A.Risk Factors20
Item 1B.Unresolved Staff Comments20
Item 1C.Cybersecurity21
Item 2.Properties22
Item 3.Legal Proceedings23
Item 4.Mine Safety Disclosures23
Part II
Item 5.Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities23
Item 6.[Reserved]23
Item 7.Management’s Discussion and Analysis of Financial Condition and Results of Operations24-46
Item 7A.Quantitative and Qualitative Disclosures About Market Risk46-48
Item 8.Financial Statements and Supplementary Data49
Report of Independent Registered Public Accounting Firm (Bonadio LLP, Pittsford, New York, PCAOB ID:1884)50-52
Item 9.Changes in and Disagreements with Accountants on Accounting and Financial Disclosure96
Item 9A.Controls and Procedures96
Item 9B.Other Information96
Item 9C.Disclosures Regarding Foreign Jurisdictions That Prevent Inspections96
Part III
Item 10.Directors, Executive Officers, and Corporate Governance96
Item 11.Executive Compensation96
Item 12.Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters96
Item 13.Certain Relationships and Related Transactions and Director Independence96
Item 14.Principal Accountant Fees and Services96
Part IV
Item 15.Exhibits and Financial Statement Schedules97-98
Signatures99

Index

PART I

ITEM 1.

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.