Better Home & Finance Holding Co

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

SCHEDULE 14A

(Rule 14a-101)

INFORMATION REQUIRED IN PROXY STATEMENT

SCHEDULE 14A INFORMATION

Proxy Statement Pursuant to Section 14(a) of the

Securities Exchange Act of 1934

(Amendment No. )

Check the appropriate box:

Better Home & Finance Holding Company

(Name of Registrant as Specified in Its Charter)

(Name of Person(s) Filing Proxy Statement, if Other Than the Registrant)

Payment of Filing Fee (Check all boxes that apply):

Notice of 2026 Annual Meeting of Stockholders

and Proxy Statement

Dear Fellow Stockholders,

On behalf of the Board of Directors of Better Home & Finance Holding Company, I am pleased to invite you to attend the 2026 annual meeting of stockholders of Better Home & Finance Holding Company (the "2026 Annual Meeting"), to be held on Wednesday, June 10, 2026, at 12:00 p.m. Eastern Time. The 2026 Annual Meeting will be a virtual meeting conducted exclusively online via the Internet atwww.virtualshareholdermeeting.com/BETR2026.

The Notice of 2026 Annual Meeting of Stockholders and Proxy Statement describe the matters to be presented at the 2026 Annual Meeting. Details regarding how to attend the meeting and the business to be conducted at the 2026 Annual Meeting are more fully described in the Notice of 2026 Annual Meeting of Stockholders and Proxy Statement.

Your vote is very important. Whether or not you plan to attend and participate in the 2026 Annual Meeting, please be sure to vote.

On behalf of the Board of Directors and the management team, thank you for your ongoing support of and continued interest in Better Home & Finance Holding Company.

Sincerely,

Harit Talwar

Chairman of the Board of Directors

April 30, 2026

Important Notice Regarding the Availability of Proxy Materials for the 2026 Annual Meeting to be held June 10, 2026

Notice of 2026 Annual Meeting of Stockholders

The board of directors (the "Board") of Better Home & Finance Holding Company ("we", "us", "our", "Better", "Better Home & Finance" or the "Company") is soliciting proxies to be used at the Company’s 2026 annual meeting of stockholders (the "2026 Annual Meeting") to be held on the following date, at the following time and to be conducted in a virtual meeting format exclusively online, and with the following record date:

Stockholders will be able to examine a list of stockholders entitled to vote at the 2026 Annual Meeting on the virtual meeting website during the meeting, or at our offices at 1 World Trade Center, 285 Fulton Street, 80th Floor Suite A, New York, New York 10007 during ordinary business hours for a period of 10 days prior to the 2026 Annual Meeting for any purpose germane to the meeting. The following proposals will be voted on during the 2026 Annual Meeting:

The Board of Directors recommends that stockholders vote FOR the election of each of the director nominees and FOR Proposal 2

Who Can Vote

Only holders of record of our Class A common stock, par value $0.0001 per share (“Class A Common Stock”), and Class B common stock, par value $0.0001 per share (“Class B Common Stock” and together with our Class A Common Stock, the “Common Stock”), at the close of business on April 15, 2026, will be entitled to vote at the 2026 Annual Meeting. You may vote with respect to the matters described in the Proxy Statement by following the instructions set forth in the Notice of Internet Availability of Proxy Materials or through the procedures described in the Proxy Statement.

Date of Mailing

The Proxy Statement and accompanying materials will be released on or about April 30, 2026, and we expect to first send the proxy materials on or about, April 30, 2026, to our stockholders of the record date.

Paula Tuffin

General Counsel, Chief Compliance Officer and Secretary

New York, New York

April 30, 2026

PROXY STATEMENT

This proxy statement is furnished in connection with the solicitation by the Board of Directors (the “Board”) of Better Home & Finance Holding Company of proxies to be voted at our Annual Meeting of Stockholders to be held on Wednesday, June 10, 2026 (the “2026 Annual Meeting”), at 12:00 p.m., Eastern Time, and at any continuation, postponement, or adjournment thereof. The 2026 Annual Meeting will be a completely virtual meeting, which will be conducted via live webcast. You will be able to attend the 2026 Annual Meeting online and submit your questions during the meeting by visitingwww.virtualshareholdermeeting.com/BETR2026 and entering your 16-digit control number included in your Notice of Internet Availability of Proxy Materials, on your proxy card or on the instructions that accompanied your proxy materials.

Holders of record of shares of our Class A common stock, par value $0.0001 per share (“Class A Common Stock”), and our Class B Common Stock, par value $0.0001 per share (“Class B Common Stock” and together with our Class A Common Stock, the “Common Stock”), as of the close of business on April 15, 2026 (the “Record Date”), will be entitled to notice of and to vote at the 2026 Annual Meeting and any continuation, postponement, or adjournment of the Annual Meeting. As of the Record Date, there were 13,083,708 shares of Class A Common Stock and 4,347,549 shares of Class B Common Stock outstanding and entitled to vote at the Annual Meeting. Each share of Class A Common Stock is entitled to one vote and each share of Class B Common Stock is entitled to three votes on any matter presented to stockholders at the Annual Meeting.

This proxy statement and the Company’s Annual Report to Stockholders for the year ended December 31, 2025 (the “2025 Annual Report”) will be released on or about April 30, 2026 to our stockholders as of the Record Date.

In this proxy statement, “Better,” “Better Home & Finance,” “the Company,” “we,” “our” or “us” refer to Better Home & Finance Holding Company.

IMPORTANT NOTICE REGARDING THE AVAILABILITY OF PROXY MATERIALS FOR THE STOCKHOLDER MEETING TO BE HELD ON WEDNESDAY, JUNE 10, 2026

This proxy statement and our 2025 Annual Report are available atwww.proxyvote.com.

INFORMATION ABOUT THIS PROXY STATEMENT

Why you received this proxy statement.

You are viewing or have received these proxy materials because the Board is soliciting your proxy to vote your shares at the 2026 Annual Meeting. This proxy statement includes information that we are required to provide to you under the rules of the Securities and Exchange Commission (the “SEC”) and that is designed to assist you in voting your shares.

Notice of Internet Availability of Proxy Materials.

As permitted by SEC rules, Better is making this proxy statement and its 2025 Annual Report available to its stockholders electronically via the Internet. On or about April 30, 2026, we intend to mail to our stockholders a Notice of Internet Availability of Proxy Materials (the “Internet Notice”) containing instructions on how to access this proxy statement and our 2025 Annual Report and vote online. If you received an Internet Notice by mail, you will not receive a printed copy of the proxy materials in the mail unless you specifically request them. Instead, the Internet Notice instructs you on how to access and review all of the important information contained in the proxy statement and 2025 Annual Report. The Internet Notice also instructs you on how you may submit your vote. If you received an Internet Notice by mail and would like to receive a printed copy of our proxy materials, you should follow the instructions for requesting such materials contained on the Internet Notice.