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OHIO VALLEY BANC CORP

For the period ended Dec 31, 2025. Filed Mar 13, 2026.

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A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Mar 13, 2026

OVBC$48.16-1.0%Stored close · as of Nov 10, 2026

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Contents

EX-13 · PROVISION FOR INCOME TAXES

PROVISION FOR INCOME TAXES

The provision for income taxes during 2025 totaled $3,851, compared to $2,377 in 2024. The effective tax rate for 2025 was 19.8%, compared to 17.8% in 2024. The effective tax rate for 2025 was above 2024’s effective tax rate as a result of the increase in higher relative taxable income.

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The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.