OHIO VALLEY BANC CORP

For the period ended Dec 31, 2025. Filed Mar 13, 2026.

About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Mar 13, 2026

OVBC$48.65+0.1%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits

Contents

EX-13 · NONINTEREST INCOME

NONINTEREST INCOME

During 2025, total noninterest income decreased $4,201, or 31.9%, as compared to 2024. The decrease came primarily from losses associated with the sales of investment securities. During 2025, the Company sold $36,950 in Agency mortgage-backed securities. These securities carrying a weighted average yield of 1.35% were replaced with similar securities at a higher weighted average yield of 4.52%. While this sale and repurchase of securities resulted in a realized loss of $3,747, the Company will benefit from the shift to higher-yielding securities that is expected to increase future interest income and have a positive impact to the net interest margin.

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.