OHIO VALLEY BANC CORP
For the period ended Dec 31, 2025. Filed Mar 13, 2026.
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A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.
FY2025 · Filed Mar 13, 2026
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EX-13 · 2025 v. 2024
2025 v. 2024
Ohio Valley generated net income of $15,601 for 2025, an increase of $4,602, or 41.8%, from 2024. Earnings per share were $3.31 for 2025, an increase of 42.7% from 2024. The increase in net income and earnings per share for 2025 was largely impacted by average earning asset growth and the net interest margin. The average growth was impacted by a composition shift into higher-yielding loans and securities, combined with a consumer shift to more lower-cost deposit sources that helped minimize the higher average costs paid on deposits and borrowings.
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