Home Federal Bancorp, Inc. of Louisiana
For the period ended Sep 30, 2025. Filed Nov 10, 2025.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Sep 30, 2025 · Filed Nov 10, 2025
HFBL$22.37-2.7%Stored close · as of Nov 9, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Consolidated Statements of Operations
OPERATIONS
(In thousands except per share data)
| Three Months Ended | ||
|---|---|---|
| September 30, | ||
| 2025 | 2024 | |
| INTEREST INCOME | ||
| Loans, including fees | $7,271 | $6,895 |
| Investment securities | 13 | 67 |
| Mortgage-backed securities | 542 | 443 |
| Other interest-earning assets | 184 | 336 |
| Total interest income | 8,010 | 7,741 |
| INTEREST EXPENSE | ||
| Deposits | 2,673 | 3,197 |
| Other bank borrowings | 76 | 117 |
| Total interest expense | 2,749 | 3,314 |
| Net interest income | 5,261 | 4,427 |
| PROVISION FOR (RECOVERY OF) CREDIT LOSSES | 43 | (223) |
| Net interest income after provision for credit losses | 5,218 | 4,650 |
| NON-INTEREST INCOME | ||
| Gain on sale of loans | 146 | 96 |
| Loss on sale of real estate | - | (254) |
| Income on bank owned life insurance | 28 | 28 |
| Service charges on deposit accounts | 423 | 391 |
| Other income | 53 | 39 |
| Total non-interest income | 650 | 300 |
| NON-INTEREST EXPENSE | ||
| Compensation and benefits | 2,150 | 2,302 |
| Occupancy and equipment | 568 | 564 |
| Data processing | 336 | 219 |
| Audit and examination fees | 69 | 132 |
| Franchise and bank shares tax | 135 | 168 |
| Advertising | 29 | 57 |
| Professional fees | 85 | 117 |
| Loan and collection | 42 | 28 |
| Amortization core deposit intangible | 67 | 74 |
| Deposit insurance premium | 93 | 90 |
| Other expenses | 277 | 260 |
| Total non-interest expense | 3,851 | 4,011 |
| Income before income taxes | 2,017 | 939 |
| PROVISION FOR INCOME TAX EXPENSE (BENEFIT) | 418 | (2) |
| NET INCOME | $1,599 | $941 |
| EARNINGS PER SHARE | ||
| Basic | $0.53 | $0.31 |
| Diluted | $0.52 | $0.31 |
Index
CONSOLIDATED STATEMENTS OF
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