Bank7 Corp.
For the period ended Sep 30, 2025. Filed Nov 7, 2025.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Sep 30, 2025 · Filed Nov 7, 2025
BSVN$59.18+0.6%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
Unaudited Condensed Consolidated Statements of Comprehensive Income
Statements of Comprehensive Income
(Dollar amounts in thousands, except share and per share data)
| Three months ended September 30, | Nine months ended September 30, | |||
|---|---|---|---|---|
| 2025 | 2024 | 2025 | 2024 | |
| Interest Income | ||||
| Loans, including fees | $30,914 | $30,791 | $87,207 | $89,834 |
| Interest-bearing time deposits in other banks | 160 | 177 | 406 | 675 |
| Debt securities, taxable | 266 | 303 | 827 | 2,266 |
| Debt securities, tax-exempt | 60 | 69 | 187 | 214 |
| Other interest and dividend income | 2,317 | 2,148 | 7,315 | 6,221 |
| Total interest income | 33,717 | 33,488 | 95,942 | 99,210 |
| Interest Expense | ||||
| Deposits | 10,691 | 12,271 | 30,334 | 34,752 |
| Total interest expense | 10,691 | 12,271 | 30,334 | 34,752 |
| Net Interest Income | 23,026 | 21,217 | 65,608 | 64,458 |
| Provision for Credit Losses | 700 | - | 700 | - |
| Net Interest Income After Provision for Credit Losses | 22,326 | 21,217 | 64,908 | 64,458 |
| Noninterest Income | ||||
| Mortgage lending income | 391 | 103 | 1,000 | 233 |
| Loss on sales, prepayments, and calls of available-for-sale debt securities | (10) | (4) | (10) | (4) |
| Service charges on deposit accounts | 248 | 233 | 697 | 742 |
| Other | 1,581 | 3,345 | 4,976 | 7,881 |
| Total noninterest income | 2,210 | 3,677 | 6,663 | 8,852 |
| Noninterest Expense | ||||
| Salaries and employee benefits | 5,829 | 5,333 | 16,829 | 15,740 |
| Furniture and equipment | 342 | 258 | 954 | 813 |
| Occupancy | 668 | 711 | 1,890 | 1,985 |
| Data and item processing | 515 | 498 | 1,615 | 1,437 |
| Accounting, marketing and legal fees | 221 | 218 | 484 | 582 |
| Regulatory assessments | 248 | 261 | 545 | 984 |
| Advertising and public relations | 212 | 129 | 629 | 358 |
| Travel, lodging and entertainment | 112 | 87 | 289 | 270 |
| Other | 2,203 | 1,903 | 5,729 | 5,507 |
| Total noninterest expense | 10,350 | 9,398 | 28,964 | 27,676 |
| Income Before Taxes | 14,186 | 15,496 | 42,607 | 45,634 |
| Income tax expense | 3,342 | 3,719 | 10,322 | 11,045 |
| Net Income | $10,844 | $11,777 | $32,285 | $34,589 |
| Earnings per common share - basic | $1.15 | $1.26 | $3.42 | $3.73 |
| Earnings per common share - diluted | 1.13 | 1.24 | 3.38 | 3.68 |
| Weighted average common shares outstanding - basic | 9,450,984 | 9,323,622 | 9,440,655 | 9,264,616 |
| Weighted average common shares outstanding - diluted | 9,597,914 | 9,498,318 | 9,565,726 | 9,402,214 |
| Other Comprehensive Income | ||||
| Unrealized gains on securities, net of tax expense of $223 and $515 for the three months ended September 30, 2025 and 2024, respectively; net of tax expense of $642 and $638 for the nine months ended September 30, 2025 and 2024, respectively | $713 | $1,628 | $1,942 | $2,025 |
| Reclassification adjustment for realized losses included in net income net of tax of $2 and $1 for the three months ended September 30, 2025, and 2024, respectively; $2 and $1 for the nine months ended September 30, 2025 and 2024, respectively | 8 | 3 | 8 | 3 |
| Other comprehensive income | $721 | $1,631 | $1,950 | $2,028 |
| Comprehensive Income | $11,565 | $13,408 | $34,235 | $36,617 |
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