GREENE COUNTY BANCORP INC

For the period ended Jun 30, 2025. Filed Sep 5, 2025.

About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Sep 5, 2025

GCBC$36.42+0.8%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Contents

Index

Index
Part I
Item 1.	Business	4-21
Item 1A.	Risk Factors	21
Item 1B.	Unresolved Staff Comments	21
Item 1C.	Cybersecurity	22
Item 2.	Properties	23
Item 3.	Legal Proceedings	23
Item 4.	Mine Safety Disclosures	24
Part II
Item 5.	Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities	24
Item 6.	[Reserved]	24
Item 7.	Management’s Discussion and Analysis of Financial Condition and Results of Operations	24-46
Item 7A.	Quantitative and Qualitative Disclosures About Market Risk	46-48
Item 8.	Financial Statements and Supplementary Data	49
	Report of Independent Registered Public Accounting Firm (Bonadio LLP, Pittsford, New York, PCAOB ID:1884)	50-52
Item 9.	Changes in and Disagreements with Accountants on Accounting and Financial Disclosure	95
Item 9A.	Controls and Procedures	95
Item 9B.	Other Information	95
Item 9C.	Disclosures Regarding Foreign Jurisdictions That Prevent Inspections	95
Part III
Item 10.	Directors, Executive Officers, and Corporate Governance	95
Item 11.	Executive Compensation	95
Item 12.	Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters	95
Item 13.	Certain Relationships and Related Transactions and Director Independence	95
Item 14.	Principal Accountant Fees and Services	95
Part IV
Item 15.	Exhibits and Financial Statement Schedules	96-97
	Signatures	98

Index

Part I

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.