Home Federal Bancorp, Inc. of Louisiana
For the period ended Mar 31, 2025. Filed May 13, 2025.
View on SEC.govAbout this filing
A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Mar 31, 2025 · Filed May 13, 2025
HFBL$23.97+7.2%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
Consolidated Statements of Cash Flows
CASH FLOWS
| Nine Months Ended | ||
|---|---|---|
| March 31, | ||
| 2025 | 2024 | |
| (Unaudited) | ||
| CASH FLOWS FROM OPERATING ACTIVITIES | ||
| Net Income | $2,708 | $2,955 |
| Adjustments to Reconcile Net Income to Net Cash Provided by Operating Activities | ||
| Gain on Sale of Loans | (181) | (184) |
| Loss (Gain) on Sale of Investments | 6 | (26) |
| Net Amortization and Accretion on Securities | (104) | (246) |
| Amortization of Deferred Loan Fees | (55) | (95) |
| Amortization of Purchased Loans | (210) | (666) |
| Recovery of Loan Losses | (172) | (5) |
| Depreciation of Premises and Equipment | 744 | 712 |
| Loss on Sale of Real Estate | 266 | 415 |
| ESOP Compensation Expense | 180 | 243 |
| Stock Option Expense | 189 | 46 |
| Deferred Income Tax Benefit | (335) | (28) |
| Share Awards Expense | - | 118 |
| Increase in Cash Surrender Value on Bank Owned Life Insurance | (87) | (82) |
| Amortization of Core Deposit Intangible | 216 | 258 |
| Changes in Assets and Liabilities: | ||
| Loans Held-for-Sale – Originations and Purchases | (9,771) | (10,640) |
| Loans Held-for-Sale – Sale and Principal Repayments | 10,686 | 8,924 |
| Accrued Interest Receivable | (27) | (142) |
| Other Operating Assets | (178) | 132 |
| Other Operating Liabilities | 577 | (1,229) |
| Net Cash Provided by Operating Activities | 4,452 | 460 |
| CASH FLOWS FROM INVESTING ACTIVITIES | ||
| Loan Originations and Purchases, Net | 12,018 | (9,710) |
| Deferred Loan Fees Collected | 70 | 48 |
| Acquisition of Premises and Equipment | (36) | (2,312) |
| Proceeds from Sale of Premises and Equipment | 28 | - |
| Proceeds from Sale of Real Estate | 199 | 456 |
| Improvements to Real Estate Owned Prior to Disposition | (47) | (38) |
| Changes in FHLB Stock | 978 | (52) |
| Activity in Available-for-Sale Securities: | ||
| Principal Payments on Securities | 6,131 | 9,388 |
| Purchase of Mortgage-Backed Securities | (11,070) | (2,667) |
| Proceeds from Sales of Mortgage-Backed Securities | 157 | 3,388 |
| Proceeds from Sales of US Treasury Notes | 494 | - |
| Activity in Held-to-Maturity Securities: | ||
| Principal Payments on Mortgage-Backed Securities | 4,218 | 4,157 |
| Net Cash Provided by Investing Activities | 13,140 | 2,658 |
Index
CONSOLIDATED STATEMENTS OF CASH FLOWS (Continued)
| Nine months Ended | ||
|---|---|---|
| March 31, | ||
| 2025 | 2024 | |
| (Unaudited) | ||
| CASH FLOWS FROM FINANCING ACTIVITIES | ||
| Net Decrease in Deposits | $(17,244) | $(18,480) |
| Proceeds from Advances from Federal Home Loan Bank | - | 792,700 |
| Repayments of Advances from Federal Home Loan Bank | - | (792,700) |
| Dividends Paid | (1,223) | (1,177) |
| Company Stock Purchased | (516) | (39) |
| Net Decrease in Advances from Borrowers for Taxes and Insurance | (137) | (138) |
| Proceeds from Other Bank Borrowings | - | 2,700 |
| Repayments of Other Bank Borrowings | (3,000) | (2,750) |
| Proceeds from Stock Options Exercised | 19 | 20 |
| Net Cash Used in Financing Activities | (22,101) | (19,864) |
| NET DECREASE IN CASH AND CASH EQUIVALENTS | (4,509) | (16,746) |
| CASH AND CASH EQUIVALENTS - BEGINNING OF PERIOD | $34,948 | $24,765 |
| CASH AND CASH EQUIVALENTS - END OF PERIOD | $30,439 | $8,019 |
| SUPPLEMENTAL CASH FLOW INFORMATION | ||
| Interest Paid on Deposits and Borrowed Funds | $9,037 | $9,379 |
| Income Taxes Paid | 425 | 680 |
| Market Value Adjustment for Gain on Securities Available-for-Sale | 708 | 65 |
| Transfer from Loans to Other Real Estate Owned | 900 | 465 |
Index
NOTES TO CONSOLIDATED
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.