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TRUSTCO BANK CORP N Y

For the period ended Dec 31, 2024. Filed Mar 14, 2025.

View on SEC.gov

About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2024 · Filed Mar 14, 2025

TRST$58.09+1.4%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits
Contents

EX-13 · Branch Locations

New York
-Airmont Office-Campbell West Plaza Office-Elmsford Office
327 Route 59 East141 West Campbell Rd.100 Clearbrook Rd.
Airmont, NYRotterdam, NYElmsford, NY
Telephone: (845) 357-2435Telephone: (518) 377-2393Telephone: (914) 345-1808
-Altamont Ave. Office-Catskill Office-Exit 8 Office
1400 Altamont Ave.238 West Bridge St.1541 Crescent Rd.
Schenectady, NYCatskill, NYClifton Park, NY
Telephone: (518) 356-1317Telephone: (518) 943-5090Telephone: (518) 383-0039
-Amsterdam Office-Chatham Office-Exit 11 Office
4931 Route 30193 Hudson Ave.43 Round Lake Rd.
Amsterdam, NYChatham, NYBallston Lake, NY
Telephone: (518) 842-5459Telephone: (518) 392-0031Telephone: (518) 899-1558
-Ardsley Office-Clifton Country Road Office-Fishkill Office
33-35 Center St.7 Clifton Country Rd.1545 Route 52
Ardsley, NYClifton Park, NYFishkill, NY
Telephone: (914) 693-3254Telephone: (518) 371-5002Telephone: (845) 896-8260
-Ballston Spa Office-Clifton Park Office-Freemans Bridge Rd. Office
235 Church Ave.1026 Route 1461 Sarnowski Dr.
Ballston Spa, NYClifton Park, NYGlenville, NY
Telephone: (518) 885-1561Telephone: (518) 371-8451Telephone: (518) 344-7510
-Balltown Road Office-Cobleskill Office-Glenmont Office
1475 Balltown Rd.104 Merchant Pl.380 Route 9W
Niskayuna, NYCobleskill, NYGlenmont, NY
Telephone: (518) 377-2460Telephone: (518) 254-0290Telephone: (518) 449-2128
-Brandywine Office-Colonie Office-Glens Falls Office
1048 State St.1818 Central Ave.100 Glen St.
Schenectady, NYAlbany, NYGlens Falls, NY
Telephone: (518) 346-4295Telephone: (518) 456-0041Telephone: (518) 798-8131
-Briarcliff Manor Office-Crestwood Plaza Office-Greenwich Office
75 North State Rd.415 Whitehall Rd.131 Main St.
Briarcliff Manor, NYAlbany, NYGreenwich, NY
Telephone: (914) 762-7133Telephone: (518) 482-0693Telephone: (518) 692-2233
-Bronxville Office-Delmar Office-Guilderland Office
5-7 Park Pl.167 Delaware Ave.3900 Carman Rd.
Bronxville, NYDelmar, NYSchenectady, NY
Telephone: (914) 771-4180Telephone: (518) 439-9941Telephone: (518) 355-4890
-Brunswick Office-East Greenbush Office-Halfmoon Office
740 Hoosick Rd.501 Columbia Tpk.215 Guideboard Rd.
Troy, NYRensselaer, NYHalfmoon, NY
Telephone: (518) 272-0213Telephone: (518) 479-7233Telephone: (518) 371-0593

Page 101 of 111

-Hartsdale Office-Madison Ave. Office-New City Office
220 East Hartsdale Ave.1084 Madison Ave.20 Squadron Blvd.
Hartsdale, NYAlbany, NYNew City, NY
Telephone: (914) 722-2640Telephone: (518) 489-4711Telephone: (845) 634-4571
-Highland Office-Mahopac Office-New Scotland Office
3580 Route 9W945 South Lake Blvd.301 New Scotland Ave.
Highland, NYMahopac, NYAlbany, NY
Telephone: (845) 691-7023Telephone: (845) 803-8756Telephone: (518) 438-7838
-Hoosick Falls Office-Malta 4 Corners Office-Newton Plaza Office
47 Main St.2471 Route 9602 New Loudon Rd.
Hoosick Falls, NYMalta, NYLatham, NY
Telephone: (518) 686-5352Telephone: (518) 899-1056Telephone: (518) 786-3687
-Hudson Office-Mamaroneck Office-Niskayuna-Woodlawn Office
507 Warren St.180-190 East Boston Post Rd.3461 State St.
Hudson, NYMamaroneck, NYSchenectady, NY
Telephone: (518) 828-9434Telephone: (914) 777-3023Telephone: (518) 377-2264
-Hudson Falls Office-Mayfair Office-Northern Pines Office
3750 Burgoyne Ave.286 Saratoga Rd.649 Maple Ave.
Hudson Falls, NYGlenville, NYSaratoga Springs, NY
Telephone: (518) 747-0886Telephone: (518) 399-9121Telephone: (518) 583-2634
-Katonah Office-Mechanicville Office-Nyack Office
18 Woods Bridge Rd.9 Price Chopper Plaza388 Route 59
Katonah, NYMechanicville, NYNyack, NY
Telephone: (914) 666-6230Telephone: (518) 664-1059Telephone: (845) 535-3728
-Kimberly Square Office-Milton Office-Peekskill Office
477 Albany Shaker Rd.2 Trieble Ave.20 Welcher Ave.
Loudonville, NYBallston Spa, NYPeekskill, NY
Telephone: (518) 992-7323Telephone: (518) 885-0498Telephone: (914) 739-1839
-Lake George Office-Monroe Office-Pelham Office
4066 Route 9L791 Route 17M132 Fifth Ave.
Lake George, NYMonroe, NYPelham, NY
Telephone: (518) 668-2352Telephone: (845) 782-1100Telephone: (914) 632-1983
-Latham Office-Mont Pleasant Office-Poughkeepsie Office
1 Johnson Rd.959 Crane St.2656 South Rd.
Latham, NYSchenectady, NYPoughkeepsie, NY
Telephone: (518) 785-0761Telephone: (518) 346-1267Telephone: (845) 485-7413
-Loudon Plaza Office-Mt. Kisco Office-Queensbury Office
372 Northern Blvd.222 Main St.118 Quaker Rd.
Albany, NYMt. Kisco, NYSuite 1
Telephone: (518) 462-6668Telephone: (914) 666-2362Queensbury, NY

Page 102 of 111

-Red Hook Office-South Glens Falls Office-Valatie Office
4 Morgans Way133 Saratoga Rd.2929 Route 9
Red Hook, NYSuite 1Valatie, NY
Telephone: (845) 752-2224South Glens Falls, NYTelephone: (518) 758-2265
-Rotterdam Office-Warrensburg Office
1416 Curry Rd.-State Farm Road Office9 Lake George Plaza Rd.
Schenectady, NY2050 Western Ave.Warrensburg, NY
Telephone: (518) 355-8330Guilderland, NYTelephone: (518) 623-3707
-Route 2 Office-West Sand Lake Office
201 Troy-Schenectady Rd.-State St. Albany Office3690 NY Route 43
Latham, NY112 State St.West Sand Lake, NY
Telephone: (518) 785-7155Albany, NYTelephone: (518) 674-3327
-Route 7 Office-Wilton Office
1156 Troy-Schenectady Rd.-State St. Schenectady - Main Office4208 Route 50
Latham, NY320 State St.Saratoga Springs, NY
Telephone: (518) 785-4744Schenectady, NYTelephone: (518) 583-1716
-Saratoga Springs Office-Wolf Road Office
34 Congress St.-Stuyvesant Plaza Office34 Wolf Rd.
Saratoga Springs, NY1475 Western Ave.Albany, NY
Telephone: (518) 587-3520Albany, NYTelephone: (518) 458-7761
-Schaghticoke Office-Wynantskill Office
2 Main St.-Troy Office134-136 Main St.
Schaghticoke, NY1700 5th Ave.Wynantskill, NY
Telephone: (518) 753-6509Troy, NYTelephone: (518) 286-2674
-Scotia Office
123 Mohawk Ave.-Upper Union Street Office
Scotia, NY1620 Union St.
Telephone: (518) 372-9416Schenectady, NY
-Slingerlands Office
400 Maple Road-Ushers Road Office
Slingerlands, NY308 Ushers Rd.
Telephone: (518) 439-9352Ballston Lake, NY

Page 103 of 111

Florida
-Alafaya Woods Office-Curry Ford Road Office-Lake Brantley Office
1500 Alafaya Trl.3020 Lamberton Blvd., Suite 116909 North State Rd 434
Oviedo, FLOrlando, FLAltamonte Springs, FL
Telephone: (407) 359-5991Telephone: (407) 277-9663Telephone: (407) 339-3396
-Aloma Office-Curry Ford West Office-Lake Mary Office
4070 Aloma Ave.2838 West Curry Ford Rd.350 West Lake Mary Blvd.
Winter Park, FLOrlando, FLSanford, FL
Telephone: (407) 677-1969Telephone: (407) 893-9878Telephone: (407) 330-7106
-Apollo Beach Office-Davenport Office-Lake Nona Office
205 Apollo Beach Blvd.2300 Deer Creek Commerce Ln.9360 Narcoossee Rd.
Apollo Beach, FLSuite 600Orlando, FL
Telephone: (813) 649-0460Davenport, FLTelephone: (407) 801-7330
-Apopka Office-Lake Square Office
1134 North Rock Springs Rd.-Dean Road Office10105 Route 441
Apopka, FL3920 Dean Rd.Leesburg, FL
Telephone: (407) 464-7371Orlando, FLTelephone: (352) 323-8147
-Avalon Park Office
3662 Avalon Park East Blvd.-Downtown Orlando Office-Lee Vista Office
Orlando, FL415 East Pine St.8288 Lee Vista Blvd., Suite E
Telephone: (407) 380-2264Orlando, FLOrlando, FL
Telephone: (407) 422-7129Telephone: (321) 235-5583
-Bay Hill Office
6084 Apopka Vineland Rd.-East Colonial Office-Leesburg Office
Orlando, FL12901 East Colonial Dr.1330 Citizens Blvd., Suite 101
Telephone: (321) 251-1859Orlando, FLLeesburg, FL
Telephone: (407) 275-3075Telephone: (352) 365-1305
-BeeLine Center Office
10249 South John Young Pkwy.-Englewood Office-Maitland Office
Suite 1012930 South McCall Rd.9400 US Route 17/92, Suite 101
Orlando, FLEnglewood, FLMaitland, FL
Telephone: (407) 240-0945Telephone: (941) 460-0601Telephone: (407) 332-6071
-Beneva Village Office-Gateway Commons Office-Melbourne Office
5950 South Beneva Rd.1525 East Osceola Pkwy., Suite 1202481 Croton Rd.
Sarasota, FLKissimmee, FLMelbourne, FL
Telephone: (941) 923-8269Telephone: (407) 932-0398Telephone: (321) 752-0446
-Bradenton Office-Juno Beach Office-Metro West Office
5858 Cortez Rd. West14051 US Highway 12619 S. Hiawassee Rd.
Bradenton, FLJuno Beach, FLOrlando, FL
Telephone: (941) 792-2604Telephone: (561) 630-4521Telephone: (407) 293-1580
-Colonial Drive Office-Lady Lake Office-North Clermont Office
4301 East Colonial Dr.873 North US Highway 27/44112302 Roper Blvd.
Orlando, FLLady Lake, FLClermont, FL
Telephone: (407) 895-6393Telephone: (352) 205-8893Telephone: (352) 243-2563

Page 104 of 111

-Orange City Office-Sarasota Office-Westwood Plaza Office
902 Saxon Blvd., Suite 1012704 Bee Ridge Rd.4942 West State Route 46
Orange City, FLSarasota, FLSuite 1050
Telephone: (386) 775-1392Telephone: (941) 929-9451Sanford, FL
-Ormond Beach Office-South Clermont Office
115 North Nova Rd.16908 High Grove Blvd.-Windermere Office
Ormond Beach, FLClermont, FL2899 Maguire Rd.
Telephone: (386) 256-3813Telephone: (352) 243-9511Windermere, FL
-Osprey Office-Stuart Office
1300 South Tamiami Trl.951 SE Federal Highway-Winter Garden Office
Osprey, FLStuart, FL16100 Marsh Rd.
Telephone: (941) 918-9380Telephone: (772) 286-4757Winter Garden, FL
-Oviedo Office-Sun City Center Office
1875 West County Rd. 4194441 Sun City Center Blvd.-Winter Haven Office
Suite 600Sun City Center, FL7476 Cypress Gardens Blvd. SE
Oviedo, FLTelephone: (813) 633-1468Winter Haven, FL
Telephone: (407) 365-1145Telephone: (863) 326-1918
-Sweetwater Office
-Palm Coast Office671 North Hunt Club Rd.-Winter Springs Office
120 Belle Terre Pkwy.Longwood, FL851 East State Route 434
Palm Coast, FLTelephone: (407) 774-1347Winter Springs, FL
Telephone: (386) 524-5044Telephone: (407) 327-6064
-Tuskawilla Road Office
-Pleasant Hill Commons Office1295 Tuskawilla Rd., Suite 10
3307 South Orange Blossom Trl.Winter Springs, FL
Kissimmee, FLTelephone: (407) 695-5558
-Venice Office
-Port Orange Office2057 South Tamiami Trl.
3751 Clyde Morris Blvd.Venice, FL
Port Orange, FLTelephone: (941) 496-9100
-Rinehart Road Office-Vero Beach Office
1185 Rinehart Rd.4125 20th St.
Sanford, FLVero Beach, FL
Telephone: (407) 268-3720Telephone: (772) 492-9295

Page 105 of 111

MassachusettsNew JerseyVermont
Allendale OfficeNorthvale OfficeBennington Office
5 Cheshire Rd.220 Livingston St.215 North St.
Suite 18Northvale, NJBennington, VT
Pittsfield, MATelephone: (201) 750-1501Telephone: (802) 447-4952

Page 106 of 111

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.