PRUDENTIAL FINANCIAL INC
For the period ended Dec 31, 2025. Filed Feb 12, 2026.
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A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.
FY2025 · Filed Feb 12, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Seasonality of Key Financial Items
The following chart summarizes our key areas of seasonality in our results of operations:
| First Quarter | Second Quarter | Third Quarter | Fourth Quarter | |
| PGIM | Higher compensation expense(1) | Lower compensation expense | Lower compensation expense | Lower compensation expense |
|---|---|---|---|---|
| Group Insurance | Lowest underwriting gains | Higher underwriting gains | Higher underwriting gains | |
| IndividualLife | Lowest underwriting gains | Higher underwriting gains | Highest underwriting gains | Lower underwritinggains |
| International Businesses | Highest premiums | Lower premiums | Lower premiums | Lowest premiums |
| Corporate &Other | Higher compensation expense(1) | Lower expenses | Lower expenses | Higher expenses |
| AllBusinesses | Impact of annual assumption updates(2) | Higher expenses(3) |
(1)Long-term compensation expense for retirement eligible employees is recognized when awards are granted, typically in the first quarter of each year.
(2)Impact of annual reviews and update of assumptions and other refinements. Excludes PGIM.
(3)Expenses are typically higher than the quarterly average in the fourth quarter.
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.