HOPE BANCORP INC

For the period ended Dec 31, 2025. Filed Feb 25, 2026.

About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Feb 25, 2026

HOPE$13.24-0.9%Stored close · as of Nov 10, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits

Contents

Consolidated Statements of Income

	Year Ended December 31,
	2025	2024	2023
(Dollars in thousands, except per share data)
INTEREST INCOME:
Interest and fees on loans	$837,226	$837,159	$892,563
Interest on investment securities	76,235	68,549	66,063
Interest on cash and deposits at other banks	23,465	44,668	87,361
Interest on other investments	4,238	3,604	2,891
Total interest income	941,164	953,980	1,048,878
INTEREST EXPENSE:
Interest on deposits	457,250	495,448	441,231
Interest on FHLB and FRB borrowings	2,056	19,860	69,365
Interest on other borrowings and debt	9,624	10,821	12,421
Total interest expense	468,930	526,129	523,017
NET INTEREST INCOME BEFORE PROVISION FOR CREDIT LOSSES	472,234	427,851	525,861
Provision for credit losses	31,802	17,280	31,592
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES	440,432	410,571	494,269
NONINTEREST INCOME:
Service fees on deposit accounts	12,511	10,728	9,466
International service fees	3,245	3,002	3,365
Wire transfer and foreign currency fees	4,515	3,788	3,322
Swap fees	5,928	1,602	711
Net gains on sales of SBA loans	12,469	7,765	4,097
Net (losses) gains on sales of investment securities AFS	(37,688)	936	—
Net gain on branch sales	—	1,006	—
Other income and fees	25,488	18,250	24,616
Total noninterest income	26,468	47,077	45,577
NONINTEREST EXPENSE:
Salaries and employee benefits	214,110	177,860	207,871
Occupancy	34,206	27,469	28,868
Furniture, equipment and software	32,020	23,968	24,152
Data processing and item processing	12,475	9,684	8,832
Professional fees	8,611	8,967	6,464
Amortization of investments in affordable housing partnerships	10,547	9,051	8,195
FDIC assessments	10,983	10,813	13,296
FDIC special assessment (reversal) expense	(691)	691	3,971
Earned interest credit expense	12,954	23,447	22,399
Merger and restructuring-related costs	21,534	5,627	11,576
Other noninterest expense	32,874	27,107	26,335
Total noninterest expense	389,623	324,684	361,959
INCOME BEFORE INCOME TAXES	77,277	132,964	177,887
Income tax provision	15,689	33,334	44,214
NET INCOME	$61,588	$99,630	$133,673
Basic earnings per common share	$0.49	$0.83	$1.11
Diluted earnings per common share	$0.49	$0.82	$1.11

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.