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JUNIATA VALLEY FINANCIAL CORP

For the period ended Sep 30, 2026. Filed Nov 10, 2026.

View on SEC.gov

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Sep 30, 2026 · Filed Nov 10, 2026

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Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits

Table of Contents

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PART I - FINANCIAL INFORMATION
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Item 1.Financial Statements3
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​Consolidated Statements of Financial Condition as of September 30, 2026 (Unaudited) and December 31, 20253
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​Consolidated Statements of Income for the Three and Nine Months Ended September 30, 2026 and 2025 (Unaudited)4
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​Consolidated Statements of Comprehensive Income for the Three and Nine Months Ended September 30, 2026 and 2025 (Unaudited)5
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​Consolidated Statements of Stockholders’ Equity for the Three and Nine Months Ended September 30, 2026 and 2025 (Unaudited)6
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​Consolidated Statements of Cash Flows for the Nine Months Ended September 30, 2026 and 2025 (Unaudited)8
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​Notes to Consolidated Financial Statements (Unaudited)9
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Item 2.Management’s Discussion and Analysis of Financial Condition and Results of Operations40
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Item 3.Quantitative and Qualitative Disclosures About Market Risk53
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Item 4.Controls and Procedures53
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PART II - OTHER INFORMATION
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Item 1.Legal Proceedings53
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Item 1A.Risk Factors54
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Item 2.Unregistered Sales of Equity Securities and Use of Proceeds54
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Item 3.Defaults upon Senior Securities54
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Item 4.Mine Safety Disclosures54
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Item 5.Other Information54
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Item 6.Exhibits55
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​Signatures56
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.