Orange County Bancorp, Inc. /DE/
For the period ended Sep 30, 2026. Filed Nov 9, 2026.
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Sep 30, 2026 · Filed Nov 9, 2026
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Item 1. Legal Proceedings
As of September 30, 2026, the Company is not currently a named party in a legal proceeding, the outcome of which would have an adverse material effect on the financial condition or results of operations of the Company.
On October 25, 2024, the Bank filed a civil complaint in the United States District Court for the District of New Jersey against the lead lender, Valley National Bank, of a non-performing commercial real estate loan participation. This action cited breach of contract and other claims related to the participation agreement with the lead lender. The lawsuit requested damages and demanded repurchase by the lead lender of the participated loan amount in accordance with the rights available under the terms of the participation agreement. On May 20, 2026, the parties entered into a confidential settlement agreement resolving all claims asserted in the action.
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