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Midas Edge

Metropolitan Bank Holding Corp.

For the period ended Sep 30, 2026. Filed Nov 6, 2026.

View on SEC.gov

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Sep 30, 2026 · Filed Nov 6, 2026

MCB$96.43+1.0%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits
Contents

Consolidated Statements of Operations

CONSOLIDATED STATEMENTS OF OPERATIONS (unaudited)

(in thousands, except per share data)

​​​​​​​​​​​​​
​ · ​ · Three months ended September 30, · ​ · Nine months ended September 30,
​ · ​ ​ ​ · 2026 · ​ ​ ​ · 2025 · ​ ​ ​ · 2026 · ​ ​ ​ · 2025
Interest and dividend income​​​​​​​​​​​​
Loans, including fees​$134,375​$123,521​$382,611​$353,160
Securities​​9,240​​6,047​​23,825​​17,219
Overnight deposits​​3,179​​1,995​​15,518​​5,998
Other interest and dividends​​394​​437​​1,104​​1,436
Total interest income​​147,188​​132,000​​423,058​​377,813
Interest expense​​​​​​​​​​​​
Deposits​​49,275​​51,177​​148,199​​148,178
Borrowed funds​​—​​3,179​​—​​10,742
Trust preferred securities​​304​​333​​893​​983
Total interest expense​​49,579​​54,689​​149,092​​159,903
​​​​​​​​​​​​​
Net interest income​​97,609​​77,311​​273,966​​217,910
Provision for credit losses​​5,095​​23,862​​16,120​​34,746
Net interest income after provision for credit losses​​92,514​​53,449​​257,846​​183,164
​​​​​​​​​​​​​
Non-interest income​​​​​​​​​​​​
Service charges on deposit accounts​​2,590​​2,047​​7,093​​6,351
Other income​​364​​480​​1,004​​2,437
Total non-interest income​​2,954​​2,527​​8,097​​8,788
​​​​​​​​​​​​​
Non-interest expense​​​​​​​​​​​​
Compensation and benefits​​25,782​​21,674​​75,292​​63,668
Bank premises and equipment​​3,181​​2,664​​9,382​​7,640
Professional fees​​3,507​​3,506​​11,351​​12,075
Technology costs​​3,758​​5,297​​12,658​​11,170
Deposit related program fees​​8,635​​6,800​​22,326​​16,954
FDIC assessments​​900​​1,972​​4,040​​7,938
Other expenses​​3,727​​3,881​​12,643​​12,180
Total non-interest expense​​49,490​​45,794​​147,692​​131,625
​​​​​​​​​​​​​
Net income before income tax expense​​45,978​​10,182​​118,251​​60,327
Income tax expense​​13,541​​3,063​​35,165​​18,087
Net income​$32,437​$7,119​$83,086​$42,240
​​​​​​​​​​​​​
Earnings per common share​​​​​​​​​​​​
Basic earnings​$2.62​$0.68​$6.99​$3.94
Diluted earnings​$2.58​$0.67​$6.91​$3.89
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.