COLONY BANKCORP INC

For the period ended Sep 30, 2026. Filed Nov 6, 2026.

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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Sep 30, 2026 · Filed Nov 6, 2026

CBAN$20.57+1.6%Stored close · as of Nov 9, 2026

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Contents

Item 6. Exhibits



2.1		Agreement and Plan of Merger, dated June 24, 2026, by and between Colony Bankcorp, Inc. and First Reliance Bancshares, Inc. - filed as Exhibit 2.1 to the Company’s Current Report on Form 8-K, filed with the Commission on June 24, 2026 and incorporated herein by reference.

2.2		Agreement and Plan of Merger, dated July 23, 2025, by and between Colony Bankcorp, Inc. and TC Bancshares, Inc. - filed as Exhibit 2.1 to the Company's Current Report on Form 8-K, filed with the Commission on July 23, 2025 and incorporated herein by reference.

3.1		Articles of Incorporation, As Amended -filed as Exhibit 99.1 to the Company’s Quarterly Report on Form 10-Q, filed with the Commission on August 4, 2014 and incorporated herein by reference.

3.2		Articles of Amendment to Articles of Incorporation, As Amended, filed as Exhibit 3.2 to the Company’s Quarterly Report on Form 10-Q, filed with the Commission on August 12, 2022 and incorporated herein by reference.

3.310.1		Amended and Restated Bylaws -filed as Exhibit 3.1 to the Company’s Current Report on Form 8-K, filed with the Commission on September 18, 2020 and incorporated herein by reference. Employment Agreement, dated September 13, 2026, by and between Colony Bank and R. Dallis Copeland -filed as Exhibit 10.1 to the Company’s Current Report on Form 8-K, filed with the Commission on September 17, 2026 and incorporated herein by reference.

31.1		Certificate of Chief Executive Officer Pursuant to Section 302 of Sarbanes-Oxley Act of 2002

31.2		Certificate of Chief Financial Officer Pursuant to Section 302 of Sarbanes-Oxley Act of 2002

32.1		Certification of Chief Executive Officer and Chief Financial Officer Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002

101		Interactive data files pursuant to Rule 405 of Regulation S-T, formatted in Inline XBRL: (i) Condensed Consolidated Balance Sheets as of September 30, 2026 and December 31, 2025; (ii) Condensed Consolidated Statements of Income for the Three and Nine months ended September 30, 2026 and 2025; (iii) Condensed Consolidated Statements of Comprehensive Income for the Three and Nine months ended September 30, 2026 and 2025; (iv) Condensed Consolidated Statements of Changes in Stockholders’ Equity for the Three and Nine months ended September 30, 2026 and 2025; (v) Condensed Consolidated Statements of Cash Flows for the Nine Months Ended September 30, 2026 and 2025; and (vi) Notes to Unaudited Condensed Consolidated Financial Statements*

104		The cover page from Colony Bankcorp, Inc.’s Quarterly Report on Form 10-Q for the three and nine months ended September 30, 2026 (formatted in Inline XBRL and included in Exhibit 101)

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