QCR HOLDINGS INC

For the period ended Sep 30, 2026. Filed Nov 6, 2026.

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Sep 30, 2026 · Filed Nov 6, 2026

QCRH$100.85-0.3%Stored close · as of Nov 6, 2026

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Contents

· · ·
			PageNumber(s)
Part I · · FINANCIAL INFORMATION · ·

	Item 1	Consolidated Financial Statements (Unaudited)

		Consolidated Balance Sheets As of September 30, 2026 and December 31, 2025	4

		Consolidated Statements of Income For the Three Months Ended September 30, 2026 and 2025	5

		Consolidated Statements of Income For the Nine Months Ended September 30, 2026 and 2025	6

		Consolidated Statements of Comprehensive Income For the Three and Nine Months Ended September 30, 2026 and 2025	7

		Consolidated Statements of Changes in Stockholders' Equity For the Three and Nine Months Ended September 30, 2026 and 2025	8

		Consolidated Statements of Cash Flows For the Three and Nine Months Ended September 30, 2026 and 2025	9

		Notes to Consolidated Financial Statements	10

		Note 1. Summary of Significant Accounting Policies	10
		Note 2. Investment Securities	13
		Note 3. Loans/Leases Receivable	18
		Note 4. Securitizations and Variable Interest Entities	27
		Note 5. Derivatives and Hedging Activities	28
		Note 6. Income Taxes	31
		Note 7. Earnings Per Share	32
		Note 8. Fair Value	33
		Note 9. Business Segment Information	36
		Note 10. Regulatory Capital Requirements	38
		Note 11. Commitments	39

	Item 2	Management's Discussion and Analysis of Financial Condition and Results of Operations	40

		Introduction	40
		General	40
		Critical Accounting Policies and Critical Accounting Estimates	40
		Executive Overview	40
		Strategic Financial Metrics	42
		Strategic Developments	43
		GAAP to Non-GAAP Reconciliations	44
		Net Interest Income and Margin - (Tax Equivalent Basis)	46
		Results of Operations	50
		Interest Income	50
		Interest Expense	51
		Provision for Credit Losses	51

		Noninterest Income	52
		Noninterest Expense	55
		Income Taxes	57
		Financial Condition	57
		Investment Securities	58
		Loans/Leases	58
		Allowance for Credit Losses on Loans/Leases and OBS Exposures	60
		Nonperforming Assets	62
		Deposits	63
		Borrowings	63
		Stockholders' Equity	65
		Liquidity and Capital Resources	65
		Special Note Concerning Forward-Looking Statements	67

	Item 3	Quantitative and Qualitative Disclosures About Market Risk	69

	Item 4	Controls and Procedures	71

Part II	OTHER INFORMATION

	Item 1	Legal Proceedings	72

	Item 1A	Risk Factors	72

	Item 2	Unregistered Sales of Equity Securities and Use of Proceeds	72

	Item 3	Defaults Upon Senior Securities	72

	Item 4	Mine Safety Disclosures	72

	Item 5	Other Information	73

	Item 6	Exhibits	73

Signatures	74

Throughout this Quarterly Report on Form 10-Q, we use certain acronyms and abbreviations, as defined in Note 1 to the Consolidated Financial Statements.

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