QCR HOLDINGS INC
For the period ended Sep 30, 2026. Filed Nov 6, 2026.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Sep 30, 2026 · Filed Nov 6, 2026
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Interest Expense
Interest expense decreased $7.3 million, comparing the third quarter of 2026 to the same period of 2025, and decreased $16.4 million, comparing the first nine months of 2026 to the same period of 2025, primarily due to the lower cost of funds. The Company’s cost of funds was 2.60% for the quarter ended September 30, 2026, a decrease from 3.01% for the quarter ended September 30, 2025. The Company’s cost of funds was 2.61% for the nine months ended September 30, 2026, a decrease from 3.01% for the nine months ended September 30, 2025. The decrease was a result of the Federal Reserve lowering interest rates in prior year and the corresponding impact on the Company’s liability sensitive balance sheet.
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