National Bank Holdings Corp

For the period ended Sep 30, 2026. Filed Nov 3, 2026.

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Sep 30, 2026 · Filed Nov 3, 2026

NBHC$36.91-0.9%Stored close · as of Nov 6, 2026

See the whole filing, with its images and exhibits

Contents

Consolidated Statements of Operations for the three and nine months ended September 30, 2026 and 2025

Consolidated Statements of Operations (Unaudited)


· · For the three months ended · · For the nine months ended
· · September 30, · · September 30,
· · 2026 · · 2025 · · 2026 · · 2025
Interest and dividend income:
Interest and fees on loans	$154,743	$120,132	$448,322	$360,577
Interest and dividends on investment securities	10,684	9,992	31,786	28,563
Dividends on other securities	738	409	1,938	1,355
Interest on interest bearing bank deposits	1,170	1,705	6,444	2,926
Total interest and dividend income	167,335	132,238	488,490	393,421
Interest expense:
Interest on deposits	50,355	42,886	147,624	125,998
Interest on borrowings	4,080	1,152	9,872	5,123
Total interest expense	54,435	44,038	157,496	131,121
Net interest income before provision for credit losses	112,900	88,200	330,994	262,300
Provision expense (release) for credit losses	40,635	(1,500)	46,135	8,700
Net interest income after provision for credit losses	72,265	89,700	284,859	253,600
Non-interest income:
Service charges	4,456	4,340	13,149	12,585
Bank card fees	4,929	4,505	13,879	13,431
Mortgage banking income	1,796	2,895	6,961	8,757
Bank-owned life insurance income	916	795	2,706	2,335
Other non-interest income	1,441	8,156	14,342	16,025
Gain on security sales	-	-	246	-
Total non-interest income	13,538	20,691	51,283	53,133
Non-interest expense:
Salaries and benefits	56,869	37,779	168,205	109,887
Occupancy and equipment	16,838	12,383	48,826	32,656
Data processing	7,663	4,751	23,261	13,604
Marketing and business development	1,514	948	4,941	2,862
FDIC deposit insurance	1,405	1,041	4,165	3,357
Bank card expenses	1,636	1,033	4,031	3,404
Professional fees	2,142	3,249	7,376	6,352
Other non-interest expense	7,292	4,116	21,444	14,202
Other intangible assets amortization	2,433	1,946	7,330	5,870
Total non-interest expense	97,792	67,246	289,579	192,194
(Loss) income before income taxes	(11,989)	43,145	46,563	114,539
Income tax (benefit) expense	(3,228)	7,860	8,041	21,001
Net (loss) income	$(8,761)	$35,285	$38,522	$93,538
(Loss) earnings per share—basic	$(0.20)	$0.92	$0.85	$2.44
(Loss) earnings per share—diluted	(0.20)	0.92	0.84	2.43
Common stock dividend	0.32	0.30	0.96	0.89
Weighted average number of common shares outstanding:
Basic	44,451,388	37,911,643	44,518,829	38,018,090
Diluted	44,758,349	38,034,473	44,772,076	38,142,300

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.