AMERISERV FINANCIAL INC /PA/

(a) Evaluation of Disclosure Controls and Procedures.** **The Company’s management carried out an evaluation, under the supervision and with the participation of the President, Chief Executive Officer and Chief Financial Officer, of the effectiveness of the design and the operation of the Company’s disclosure controls and procedures (as such term is defined in Rules 13a-15(e) and 15d-15(e) under the Exchange Act) as of June 30, 2026, pursuant to Exchange Act Rule 13a-15. Based upon that evaluation, the President, Chief Executive Officer and Chief Financial Officer concluded that the Company’s disclosure controls and procedures as of June 30, 2026 are effective.

(b) Changes in Internal Controls. Effective June 19, 2026, AmeriServ Financial, Inc. migrated to a new core banking system. The Company designed new controls and modified existing controls as part of this system migration project. While the implementation of the new core banking system required adjustments to workflows and control design, management has monitored the transition closely and concluded that these changes did not adversely affect and are not reasonably likely to materially affect the Company’s internal controls over financial reporting (as defined in Rule 13a-15(f)).