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Midas Edge

Catalyst Bancorp, Inc.

For the period ended Jun 30, 2026. Filed Aug 14, 2026.

View on SEC.gov

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Jun 30, 2026 · Filed Aug 14, 2026

CLST$17.32-2.4%Stored close · as of Nov 10, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits
Contents

Consolidated Statements of Income

​​​​​​​​​​​​​
​ · ​ · Three Months Ended June 30, · ​ · Six Months Ended June 30,
(Dollars in thousands, except per share data) · ​ · 2026 · ​ · 2025 · ​ · 2026 · ​ · 2025
INTEREST INCOME​​​​​​​​​​​​
Loans receivable, including fees​$2,686​$2,792​$5,435​$5,530
Investment securities​567​294​1,089​569
Cash and due from banks​309​353​599​694
Other earning assets​22​22​31​42
Total interest income​3,584​3,461​7,154​6,835
INTEREST EXPENSE​​​​​​​​
Deposits​919​925​1,858​1,866
Borrowings​74​68​160​136
Total interest expense​993​993​2,018​2,002
Net interest income​2,591​2,468​5,136​4,833
Reversal of credit losses​(104)​-​(174)​-
Net interest income after reversal of credit losses​2,695​2,468​5,310​4,833
NON-INTEREST INCOME​​​​​​​​
Service charges on deposit accounts​204​202​406​399
Bank-owned life insurance​135​119​269​237
Other​22​23​38​45
Total non-interest income​361​344​713​681
NON-INTEREST EXPENSE​​​​​​​​
Salaries and employee benefits​1,343​1,262​2,664​2,507
Occupancy and equipment​208​208​417​407
Data processing and communication​183​176​363​358
Professional fees​175​114​360​215
Directors’ fees​124​117​245​231
Foreclosed assets, net​11​18​11​(109)
Advertising and marketing​47​20​80​59
Regulatory fees and assessments​​37​​33​​70​​68
Other​252​230​453​424
Total non-interest expense​2,380​2,178​4,663​4,160
Income before income tax expense​676​634​1,360​1,354
Income tax expense​152​113​278​247
NET INCOME​$524​$521​$1,082​$1,107
​​​​​​​​​​​​​
Earnings per share - basic​$0.15​$0.14​$0.30​$0.30
Earnings per share - diluted​​0.14​​0.14​​0.30​​0.30
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.