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JUNIATA VALLEY FINANCIAL CORP

For the period ended Jun 30, 2026. Filed Aug 12, 2026.

View on SEC.gov

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Jun 30, 2026 · Filed Aug 12, 2026

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Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits

Table of Contents

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PART I - FINANCIAL INFORMATION
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Item 1.Financial Statements3
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​Consolidated Statements of Financial Condition as of June 30, 2026 (Unaudited) and December 31, 20253
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​Consolidated Statements of Income for the Three and Six Months Ended June 30, 2026 and 2025 (Unaudited)4
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​Consolidated Statements of Comprehensive Income for the Three and Six Months Ended June 30, 2026 and 2025 (Unaudited)5
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​Consolidated Statements of Stockholders’ Equity for the Three and Six Months Ended June 30, 2026 and 2025 (Unaudited)6
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​Consolidated Statements of Cash Flows for the Six Months Ended June 30, 2026 and 2025 (Unaudited)8
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​Notes to Consolidated Financial Statements (Unaudited)9
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Item 2.Management’s Discussion and Analysis of Financial Condition and Results of Operations39
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Item 3.Quantitative and Qualitative Disclosures About Market Risk52
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Item 4.Controls and Procedures52
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PART II - OTHER INFORMATION
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Item 1.Legal Proceedings52
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Item 1A.Risk Factors53
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Item 2.Unregistered Sales of Equity Securities and Use of Proceeds53
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Item 3.Defaults upon Senior Securities53
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Item 4.Mine Safety Disclosures53
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Item 5.Other Information53
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Item 6.Exhibits54
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​Signatures55
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.