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Pioneer Bancorp, Inc./MD

For the period ended Jun 30, 2026. Filed Aug 10, 2026.

View on SEC.gov

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Jun 30, 2026 · Filed Aug 10, 2026

PBFS$18.54+1.0%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits

Table of Contents

INDEX

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PART I - FINANCIAL INFORMATION3
Item 1 – Consolidated Financial Statements-unaudited3
Consolidated Statements of Condition3
Consolidated Statements of Operations4
Consolidated Statements of Comprehensive Income5
Consolidated Statements of Changes in Shareholders’ Equity6
Consolidated Statements of Cash Flows7
Notes to Unaudited Consolidated Financial Statements8
Item 2 - Management’s Discussion and Analysis of Financial Condition and Results of Operations42
Item 3 – Quantitative and Qualitative Disclosures About Market Risk62
Item 4 – Controls and Procedures62
PART II – OTHER INFORMATION63
Item 1 – Legal Proceedings63
Item 1A – Risk Factors63
Item 2 – Unregistered Sales of Equity Securities and Use of Proceeds63
Item 3 – Defaults Upon Senior Securities63
Item 4 – Mine Safety Disclosures64
Item 5 – Other Information64
Item 6 – Exhibits65
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.