QCR HOLDINGS INC
For the period ended Jun 30, 2026. Filed Aug 7, 2026.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Jun 30, 2026 · Filed Aug 7, 2026
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Interest Expense
Interest expense decreased $5.1 million, comparing the second quarter of 2026 to the same period of 2025, and decreased $9.1 million, comparing the first six months of 2026 to the same period of 2025, primarily due to the lower cost of funds. The Company’s cost of funds was 2.61% for the quarter ended June 30, 2026, a decrease from 3.01% for the quarter ended June 30, 2025. The Company’s costs of funds was 2.62% for the six months ended June 30, 2026, a decrease from 3.01% for the six months ended June 30, 2025. The decrease was a result of the Federal Reserve lowering interest rates and the corresponding impact on the Company’s liability sensitive balance sheet.
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