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Midas Edge

Metropolitan Bank Holding Corp.

For the period ended Jun 30, 2026. Filed Jul 31, 2026.

View on SEC.gov

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Jun 30, 2026 · Filed Jul 31, 2026

MCB$96.43+1.0%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits
Contents

Consolidated Statements of Operations

CONSOLIDATED STATEMENTS OF OPERATIONS (unaudited)

(in thousands, except per share data)

​​​​​​​​​​​​​
​ · ​ · Three months ended June 30, · ​ · Six months ended June 30,
​ · ​ ​ ​ · 2026 · ​ ​ ​ · 2025 · ​ ​ ​ · 2026 · ​ ​ ​ · 2025
Interest and dividend income​​​​​​​​​​​​
Loans, including fees​$125,642​$118,774​$248,236​$229,639
Securities​​7,895​​5,775​​14,585​​11,172
Overnight deposits​​7,010​​2,078​​12,339​​4,003
Other interest and dividends​​391​​416​​710​​999
Total interest income​​140,938​​127,043​​275,870​​245,813
Interest expense​​​​​​​​​​​​
Deposits​​50,194​​49,823​​98,924​​97,001
Borrowed funds​​—​​3,247​​—​​7,563
Trust preferred securities​​296​​326​​589​​650
Total interest expense​​50,490​​53,396​​99,513​​105,214
​​​​​​​​​​​​​
Net interest income​​90,448​​73,647​​176,357​​140,599
Provision for credit losses​​13,325​​6,378​​11,025​​10,884
Net interest income after provision for credit losses​​77,123​​67,269​​165,332​​129,715
​​​​​​​​​​​​​
Non-interest income​​​​​​​​​​​​
Service charges on deposit accounts​​2,229​​2,131​​4,503​​4,304
Other income​​333​​492​​640​​1,957
Total non-interest income​​2,562​​2,623​​5,143​​6,261
​​​​​​​​​​​​​
Non-interest expense​​​​​​​​​​​​
Compensation and benefits​​25,362​​20,255​​49,510​​41,994
Bank premises and equipment​​3,472​​2,513​​6,201​​4,976
Professional fees​​4,615​​3,583​​7,844​​8,569
Technology costs​​4,704​​3,653​​8,900​​5,873
Deposit related program fees​​6,892​​5,967​​13,691​​10,153
FDIC assessments​​1,290​​2,999​​3,140​​5,966
Other expenses​​5,467​​4,139​​8,915​​8,300
Total non-interest expense​​51,802​​43,109​​98,201​​85,831
​​​​​​​​​​​​​
Net income before income tax expense​​27,883​​26,783​​72,274​​50,145
Income tax expense​​8,660​​8,016​​21,625​​15,024
Net income​$19,223​$18,767​$50,649​$35,121
​​​​​​​​​​​​​
Earnings per common share​​​​​​​​​​​​
Basic earnings​$1.55​$1.78​$4.44​$3.23
Diluted earnings​$1.54​$1.76​$4.40​$3.20
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.