Catalyst Bancorp, Inc.
For the period ended Mar 31, 2026. Filed May 15, 2026.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Mar 31, 2026 · Filed May 15, 2026
CLST$17.32-2.4%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Consolidated Statements of Cash Flows
| | | | | | | |
|---|---|---|---|---|---|---|
| · · Three Months Ended March 31, | ||||||
| (Dollars in thousands) · · 2026 · · 2025 | ||||||
| CASH FLOWS FROM OPERATING ACTIVITIES · · · · | ||||||
| Net income | | $558 | | $586 | ||
| Adjustments to reconcile net income to net cash provided by operating activities: | | | | | ||
| Investment securities amortization, net | | 17 | | 19 | ||
| Stock dividends from correspondent banks | | (7) | | (19) | ||
| Amortization of prepayment penalties on debt restructuring | | | 27 | | | 45 |
| Reversal of credit losses | | (70) | | - | ||
| Increase in cash surrender value of bank-owned life insurance | | | (134) | | | (118) |
| Stock-based compensation | | | 253 | | | 201 |
| Depreciation of premises and equipment | | 105 | | 103 | ||
| Net write-downs and losses on the sale of foreclosed assets | | - | | 88 | ||
| Deferred income tax | | 97 | | 71 | ||
| Increase in other assets | | (191) | | (161) | ||
| Increase (decrease) in other liabilities | | 6 | | (388) | ||
| Net cash provided by operating activities | | 661 | | 427 | ||
| CASH FLOWS FROM INVESTING ACTIVITIES | | | | | ||
| Activity in available-for-sale securities: | | | | | ||
| Proceeds from maturities, calls, and paydowns | | 2,153 | | | 710 | |
| Purchases | | - | | | (1,266) | |
| Net decrease in loans | | 6,496 | | | 960 | |
| Proceeds from sale of foreclosed assets | | - | | | 29 | |
| Purchases of premises and equipment | | (4) | | | (66) | |
| Purchase of Federal Reserve Bank Stock | | | (817) | | | - |
| Proceeds from redemption of Federal Home Loan Bank Stock | | - | | | 1,171 | |
| Net cash provided by investing activities | | 7,828 | | 1,538 | ||
| CASH FLOWS FROM FINANCING ACTIVITIES | | | | | ||
| Net increase (decrease) in deposits | | 10,099 | | (5,076) | ||
| Borrowings from the Federal Home Loan Bank of Dallas | | | 4,000 | | | - |
| Repayments of borrowings from Federal Home Loan Bank of Dallas | | | (9,000) | | | - |
| Repurchase of common stock | | | (260) | | | (866) |
| Net cash provided by (used in) financing activities | | 4,839 | | (5,942) | ||
| NET CHANGE IN CASH AND CASH EQUIVALENTS | | 13,328 | | (3,977) | ||
| CASH AND CASH EQUIVALENTS, beginning of period | | 25,205 | | 44,295 | ||
| CASH AND CASH EQUIVALENTS, end of period | | $38,533 | | $40,318 | ||
| | | | | | | |
| SUPPLEMENTAL SCHEDULE OF INTEREST PAID | | | | | ||
| Cash paid for interest | | $1,034 | | $1,013 | ||
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