UNITED BANCORP INC /OH/

For the period ended Mar 31, 2026. Filed May 14, 2026.

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Mar 31, 2026 · Filed May 14, 2026

UBCP$14.05-3.4%Stored close · as of Nov 10, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits

Contents

Condensed Consolidated Statements of Income

(In thousands, except per share data)


· · 2026 · · 2025
Interest and Dividend Income
Loans, including fees	$7,525	$7,327
Securities:
Taxable	233	387
Non-taxable	2,048	1,896
Federal funds sold	124	138
Dividends on Federal Home Loan Bank and other stock	84	94
Total interest and dividend income	10,014	9,842
Interest Expense
Deposits	2,100	2,015
Borrowings	1,403	1,580
Total interest expense	3,503	3,595
Net Interest Income	6,511	6,247
Credit Loss Expense
Provision for credit loss expense - loans	30	96
Provision for credit loss expense - off balance sheet commitments	—	—
Provision for Credit Loss Expense	30	96
Net Interest Income After Provision for Credit Losses	6,481	6,151
Noninterest Income
Service charges on deposit accounts	792	733
Realized gain on sale of available-for-sale securities	—	143
Realized gains on sales of loans	98	84
Earnings on bank-owned life insurance	425	193
Other income	110	128
Total noninterest income	1,425	1,281
Noninterest Expense
Salaries and employee benefits	3,004	2,837
Occupancy and equipment	811	630
Professional services	337	342
Data processing and related electronic services	513	366
FDIC insurance	99	94
Insurance	183	162
Franchise and other taxes	141	145
Advertising	131	130
Stationery and office supplies	32	31
Amortization of intangibles	—	37
Other expenses	904	812
Total noninterest expense	6,155	5,586
Income Before Federal Income Taxes	1,751	1,846
(Benefit) provision for Federal Income Taxes	(160)	(26)
Net Income	$1,911	$1,872
Basic Earnings Per Share	$0.33	$0.32
Diluted Earnings Per Share	$0.33	$0.32
Dividends Per Share (including special dividend of $0.175 in March 2026 and March 2025)	$0.3675	$0.3575

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.