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JUNIATA VALLEY FINANCIAL CORP

For the period ended Mar 31, 2026. Filed May 13, 2026.

View on SEC.gov

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Mar 31, 2026 · Filed May 13, 2026

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Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits

Table of Contents

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PART I - FINANCIAL INFORMATION
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Item 1.Financial Statements3
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​Consolidated Statements of Financial Condition as of March 31, 2026 (Unaudited) and December 31, 20253
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​Consolidated Statements of Income for the Three Months Ended March 31, 2026 and 2025 (Unaudited)4
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​Consolidated Statements of Comprehensive Income for the Three Months Ended March 31, 2026 and 2025 (Unaudited)5
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​Consolidated Statements of Stockholders’ Equity for the Three Months Ended March 31, 2026 and 2025 (Unaudited)6
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​Consolidated Statements of Cash Flows for the Three Months Ended March 31, 2026 and 2025 (Unaudited)7
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​Notes to Consolidated Financial Statements (Unaudited)8
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Item 2.Management’s Discussion and Analysis of Financial Condition and Results of Operations38
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Item 3.Quantitative and Qualitative Disclosures About Market Risk48
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Item 4.Controls and Procedures48
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PART II - OTHER INFORMATION
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Item 1.Legal Proceedings48
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Item 1A.Risk Factors49
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Item 2.Unregistered Sales of Equity Securities and Use of Proceeds49
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Item 3.Defaults upon Senior Securities49
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Item 4.Mine Safety Disclosures49
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Item 5.Other Information49
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Item 6.Exhibits50
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​Signatures51
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.