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SMARTFINANCIAL INC.

For the period ended Mar 31, 2026. Filed May 11, 2026.

View on SEC.gov

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Mar 31, 2026 · Filed May 11, 2026

SMBK$48.50+1.6%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits

Table of Contents

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PART I – FINANCIAL INFORMATION​
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Item 1.Consolidated Financial Statements (Unaudited)3
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​Consolidated Balance Sheets at March 31, 2026 and December 31, 20253
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​Consolidated Statements of Income for the Three Months Ended March 31, 2026 and 20254
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​Consolidated Statements of Comprehensive Income for the Three Months Ended March 31, 2026 and 20255
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​Consolidated Statements of Changes in Shareholders’ Equity for the Three Months Ended March 31, 2026 and 20256
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​Consolidated Statements of Cash Flows for the Three Months Ended March 31, 2026 and 20257
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​Condensed Notes to Consolidated Financial Statements8
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Item 2.Management’s Discussion and Analysis of Financial Condition and Results of Operations41
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Item 3.Quantitative and Qualitative Disclosures About Market Risk55
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Item 4.Controls and Procedures55
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PART II – OTHER INFORMATION56
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Item 1.Legal Proceedings56
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Item 1A.Risk Factors56
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Item 2.Unregistered Sales of Equity Securities and Use of Proceeds56
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Item 3.Defaults Upon Senior Securities56
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Item 4.Mine Safety Disclosures57
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Item 5.Other Information57
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Item 6.Exhibits57
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.