Pioneer Bancorp, Inc./MD

For the period ended Mar 31, 2026. Filed May 11, 2026.

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Mar 31, 2026 · Filed May 11, 2026

PBFS$18.54+1.0%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits

Contents

Consolidated Statements of Operations

CONSOLIDATED STATEMENTS OF OPERATIONS (unaudited)

(in thousands, except share and per share amounts)


	For the Three Months Ended
	March 31,
· 2026 · · 2025
Interest and dividend income: · · · ·
Loans		$24,411	$21,170
Securities		3,008	3,781
Interest-earning deposits with banks and other		953	897
Total interest and dividend income		28,372	25,848

Interest expense:
Deposits		7,352	6,418
Borrowings and other		273	347
Total interest expense		7,625	6,765
Net interest income		20,747	19,083
Provision for credit losses		780	800
Net interest income after provision for credit losses		19,967	18,283

Noninterest income:
Bank fees and service charges		1,465	1,364
Insurance and wealth management services		2,471	2,326
Other		(76)	35
Total noninterest income		3,860	3,725

Noninterest expense:
Salaries and employee benefits		8,744	8,294
Net occupancy and equipment		2,043	1,948
Data processing		1,030	844
Advertising and marketing		204	243
Insurance premiums		240	251
Federal Deposit Insurance Corporation insurance premiums		238	225
Professional fees		4,651	1,935
Other		971	851
Total noninterest expense		18,121	14,591
Income before income taxes		5,706	7,417
Income tax expense		416	1,654
Net income		$5,290	$5,763

Net earnings per common share:
Basic		$0.22	$0.23
Diluted		$0.22	$0.23

Weighted average shares outstanding – basic		24,101,429	24,812,752
Weighted average shares outstanding – diluted		24,342,965	24,937,030

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.