SOUTHERN MISSOURI BANCORP, INC.
For the period ended Mar 31, 2026. Filed May 8, 2026.
View on SEC.govAbout this filing
A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Mar 31, 2026 · Filed May 8, 2026
SMBC$71.49-0.6%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
- Condensed Consolidated Statements of Cash Flows
FOR THE NINE- MONTH PERIODS ENDED MARCH 31, 2026 AND 2025 (Unaudited)
| | | | | | | | |
|---|---|---|---|---|---|---|---|
| · · Nine months ended · | |||||||
| · March 31, · | |||||||
| (dollars in thousands) · · 2026 · · 2025 · | |||||||
| | | | | | | | |
| Cash Flows From Operating Activities: | | | | | | | |
| Net Income | | $51,560 | | $42,792 | | ||
| Items not requiring (providing) cash: | | | | | | | |
| Depreciation | | 4,907 | | 4,866 | | ||
| Loss on disposal of fixed assets | | — | | 72 | | ||
| Stock option and stock grant expense | | 1,306 | | 1,570 | | ||
| Loss (gain) on sale/write-down of foreclosed property | | 77 | | (29) | | ||
| Amortization of intangible assets | | 2,374 | | 2,683 | | ||
| Accretion of purchase accounting adjustments | | (1,824) | | (3,348) | | ||
| Increase in cash surrender value of bank owned life insurance (BOLI) | | (1,777) | | (1,551) | | ||
| Provision for credit losses | | 8,260 | | 4,023 | | ||
| Gain realized on sale of AFS securities | | | — | | | (48) | |
| Net amortization of premiums and discounts on securities | | (616) | | (1,161) | | ||
| Originations of loans held for sale | | (22,028) | | (14,131) | | ||
| Proceeds from sales of loans held for sale | | 21,994 | | 14,815 | | ||
| Gain on sales of loans held for sale | | (568) | | (608) | | ||
| Gain on sale of investment tax credit | | | (305) | | — | | |
| Changes in: | | | | | | ||
| Accrued interest receivable | | (2,075) | | (1,957) | | ||
| Prepaid expenses and other assets | | 879 | | 465 | | ||
| Accounts payable and other liabilities | | 5,840 | | 8,647 | | ||
| Deferred income taxes | | 1,082 | | — | | ||
| Accrued interest payable | | (2,538) | | (2,866) | | ||
| Net cash provided by operating activities | | 66,548 | | 54,234 | | ||
| Cash Flows From Investing Activities: | | | | | | ||
| Net increase in loans | | (225,582) | | (172,472) | | ||
| Net change in interest-bearing deposits | | — | | 248 | | ||
| Proceeds from maturities of available for sale securities | | 56,194 | | 49,902 | | ||
| Proceeds from sales of available for sale securities | | — | | 72 | | ||
| Purchases of Federal Home Loan Bank stock | | (1,979) | | (444) | | ||
| Redemptions of Federal Home Loan Bank stock | | | 1,626 | | — | | |
| Purchases of Federal Reserve Bank of St. Louis stock | | (10) | | (23) | | ||
| Purchases of available-for-sale securities | | (30,890) | | (79,352) | | ||
| Purchases of long-term investments and other assets | | | (150) | | | (362) | |
| Redemptions of long-term investments and other assets | | | 432 | | | — | |
| Purchases of premises and equipment | | (2,454) | | (4,787) | | ||
| Investments in state & federal tax credits | | (3,957) | | (1,934) | | ||
| Proceeds from sale of foreclosed assets | | 564 | | 2,785 | | ||
| Proceeds from sale of investment tax credits | | | 315 | | — | | |
| Proceeds from BOLI claim | | | 317 | | | — | |
| Net cash used in investing activities | | (205,574) | | (206,367) | | ||
| Cash Flows From Financing Activities: | | | | | | ||
| Net increase in demand deposits and savings accounts | | 94,442 | | 47,076 | | ||
| Net (decrease) increase in certificates of deposits | | (34,840) | | 271,265 | | ||
| Net increase in securities sold under agreements to repurchase | | 5,000 | | 5,602 | | ||
| Proceeds from Federal Home Loan Bank advances | | 35,200 | | 260,000 | | ||
| Repayments of Federal Home Loan Bank advances | | (34,241) | | (258,040) | | ||
| Exercise of stock options | | | 316 | | | — | |
| Purchases of treasury stock | | (18,285) | | — | | ||
| Dividends paid on common stock | | (8,387) | | (7,783) | | ||
| Net cash provided by financing activities | | 39,205 | | 318,120 | | ||
| (Decrease) increase in cash and cash equivalents | | (99,821) | | 165,987 | | ||
| Cash and cash equivalents at beginning of period | | 192,859 | | 60,904 | | ||
| Cash and cash equivalents at end of period | | $93,038 | | $226,891 | | ||
| Supplemental disclosures of cash flow information: | | | | | | ||
| Noncash investing and financing activities: | | | | | | ||
| Conversion of loans to foreclosed real estate | | $1,618 | | $625 | | ||
| Conversion of loans to repossessed assets | | 165 | | 74 | | ||
| | | | | | | | |
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| | | | | | | | |
|---|---|---|---|---|---|---|---|
| Supplemental disclosures of cash flow information (CONTINUED): | | | | | | | |
| | | | | | | | |
| Right of use (ROU) assets obtained in exchange for lease obligations: Operating Leases | | 163 | | — | | ||
| Investment tax credits obtained in exchange for delayed capital contributions | | | 28,582 | | — | | |
| Investment tax credits obtained in exchange for settlement of loans | | | 500 | | | — | |
| Investment tax credits cancelled in exchange for sale of membership interest | | | 4,855 | | | — | |
| | | | | | | | |
| Cash paid during the period for: | | | | | | | |
| Interest (net of interest credited) | | $5,585 | | $5,978 | | ||
| Income taxes | | 7,989 | | 4,889 | |
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SOUTHERN MISSOURI BANCORP, INC.
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.