Metropolitan Bank Holding Corp.

For the period ended Mar 31, 2026. Filed May 8, 2026.

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Mar 31, 2026 · Filed May 8, 2026

MCB$96.43+1.0%Stored close · as of Nov 9, 2026

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Contents

Consolidated Statements of Operations

CONSOLIDATED STATEMENTS OF OPERATIONS (unaudited)

(in thousands, except per share data)


· · Three months ended March 31,
· · 2026 · · 2025
Interest and dividend income
Loans, including fees	$122,594	$110,865
Securities	6,690	5,397
Overnight deposits	5,329	1,925
Other interest and dividends	319	583
Total interest income	134,932	118,770
Interest expense
Deposits	48,730	47,178
Borrowed funds	—	4,316
Trust preferred securities	293	324
Total interest expense	49,023	51,818

Net interest income	85,909	66,952
Provision for credit losses	(2,300)	4,506
Net interest income after provision for credit losses	88,209	62,446

Non-interest income
Service charges on deposit accounts	2,274	2,173
Other income	307	1,465
Total non-interest income	2,581	3,638

Non-interest expense
Compensation and benefits	24,148	21,739
Bank premises and equipment	2,729	2,463
Professional fees	3,229	4,986
Technology costs	4,196	2,220
Deposit related program fees	6,799	4,187
FDIC assessments	1,850	2,967
Other expenses	3,449	4,160
Total non-interest expense	46,400	42,722

Net income before income tax expense	44,390	23,362
Income tax expense	12,964	7,008
Net income	$31,426	$16,354

Earnings per common share
Basic earnings	$2.94	$1.46
Diluted earnings	$2.92	$1.45

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.