Skip to main content
Midas Edge

CITIZENS & NORTHERN CORP

For the period ended Mar 31, 2026. Filed May 8, 2026.

View on SEC.gov

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Mar 31, 2026 · Filed May 8, 2026

CZNC$28.44+1.9%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits
Contents

Table of Contents

Index

​​
Part I. Financial Information
Item 1. Financial Statements
Consolidated Balance Sheets (Unaudited) –March 31, 2026 and December 31, 2025Page 3
Consolidated Statements of Income (Unaudited) – Three-month Periods Ended March 31, 2026 and 2025Page 4
​
Consolidated Statements of Comprehensive (Loss) Income (Unaudited) – Three-month Periods Ended March 31, 2026 and 2025Page 5
Consolidated Statements of Cash Flows (Unaudited) – Three-month Periods Ended March 31, 2026 and 2025Page 6
Consolidated Statements of Changes in Stockholders’ Equity (Unaudited) – Three-month Periods Ended March 31, 2026 and 2025Page 7
Notes to Unaudited Consolidated Financial StatementsPages 8 –31
Item 2. Management’s Discussion and Analysis of Financial Condition and Results of OperationsPages 31 – 52
Item 3. Quantitative and Qualitative Disclosures About Market RiskPages 53 – 55
​​
Item 4. Controls and ProceduresPages 55 – 56
Part II. Other Information
​​
Item 1. Legal ProceedingsPage 56
​​
Item 1A. Risk FactorsPage 56
​​
Item 2. Unregistered Sales of Equity Securities and Use of ProceedsPage 56
​​
Item 3. Default upon Senior SecuritiesPage 56
​​
Item 4. Mine Safety DisclosuresPage 57
​​
Item 5. Other InformationPage 57
​​
Item 6. ExhibitsPage 57
​​
SignaturesPage 58

ITEM 1. FINANCIAL STATEMENTS

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.