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JUNIATA VALLEY FINANCIAL CORP

For the period ended Dec 31, 2025. Filed Mar 25, 2026.

View on SEC.gov

About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Mar 25, 2026

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Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits

SIGNATURES

Pursuant to the requirements of Section 13 or 15(d) of the Securities and Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

JUNIATA VALLEY FINANCIAL CORP. (REGISTRANT)

Date: March 25, 2026

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/s/ Marcie A. Barber

By: Marcie A. Barber

Director, President and Chief Executive Officer

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons on behalf of the registrant and in the capacities and on the dates indicated.

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/s/ Martin L. Dreibelbis​ ​ ​March 25, 2026
Martin L. Dreibelbis​
Chairman​​
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/s/ Gary E. Kelsey​March 25, 2026
Gary E. Kelsey​
Vice Chairman​​
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/s/ Marcie A. Barber​March 25, 2026
Marcie A. Barber​
Director and Chief Executive Officer (Principal Executive Officer)​​
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/s/ Michael A. Buffington​March 25, 2026
Michael A. Buffington​
Director​​
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/s/ John P. Henry, IV​March 25, 2026
John P. Henry, IV​​
Director​​
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/s/ Christina Calkins-Mazur​March 25, 2026
Christina Calkins-Mazur​
Director​​
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/s/ Joseph B. Scarnati, III​March 25, 2026
Joseph B. Scarnati, III​
Director​​
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/s/ Steven C. Sliver​March 25, 2026
Steven C. Sliver​​
Director​​
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/s/ Michael W. Wolf​March 25, 2026
Michael W. Wolf​
Chief Financial Officer (Principal Accounting and Financial Officer)​​

JUNIATA VALLEY FINANCIAL CORP.

CORPORATE OFFICERS

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Martin L. Dreibelbis​Chairman
Gary E. Kelsey​Vice Chairman
Marcie A. Barber​President and Chief Executive Officer
Michael W. Wolf​Executive Vice President, Secretary, Treasurer and Chief Financial Officer

JUNIATA VALLEY FINANCIAL CORP. AND THE JUNIATA VALLEY BANK

BOARD OF DIRECTORS

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Marcie A. Barber​John P. Henry, IV
President and Chief Executive Officer​President & CEO JPH Enterprises
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Michael A. Buffington​Gary E. Kelsey, Vice Chairman
Founder and President, Buffington Property​Retired, Potter County, PA, Register of Wills
Management, LLC and One-Stop​and Recorder of Deeds
Communications​​
​​Joseph B. Scarnati, III
Christina Calkins-Mazur​Consultant, Allegheny Strategy Partners
Retired, Dealer Principle, Calkins Buick​Owner, The Dan Smith Candy Company
GMC Subaru​​
​​Steven C. Sliver
Martin L. Dreibelbis, Chairman​Retired, President & CEO Mutual Benefit Group
Retired, Petroleum Consultant​​

THE JUNIATA VALLEY BANK

BUSINESS DEVELOPMENT BOARD MEMBERS

​

Keith A. Altiery

Benjamin B. Hartzler

Jessica Fike Pheasant

Richard A. Smeltz

Corey P. Wray

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The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.