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AMERISERV FINANCIAL INC /PA/

For the period ended Dec 31, 2025. Filed Mar 18, 2026.

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About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Mar 18, 2026

ASRV$4.81-1.4%Stored close · as of Nov 6, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Contents

Signatures

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

​AmeriServ Financial, Inc.
​(Registrant)
​​
​By :/s/ Jeffrey A. Stopko
​​Jeffrey A. Stopko
​​President & CEO
Date: March 18, 2026​

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons on behalf of the registrant and in the capacities indicated on March 18, 2026:

/s/ J. Michael Adams, Jr.​ ​ ​Chairman​ ​ ​/s/ Kim W. KunkleVice Chairman
J. Michael Adams, Jr.​Director​Kim W. Kunkle​Director​
​​​​​​​​
​/s/ Jeffrey A. StopkoPresident & CEO(principal executive officer)​/s/ Michael D. Lynch​EVP & CFO
Jeffrey A. Stopko​Director​Michael D. Lynch​(principal financial and accounting officer)​
​​​​​​​​
/s/ Richard W. BloomingdaleDirector/s/ Daniel A. Onorato​Director
Richard W. Bloomingdale​​​Daniel A. Onorato​​​
​​​​​​​​
/s/ Amy M. BradleyDirector/s/ Mark E. PasquerillaDirector
Amy M. Bradley​​​Mark E. Pasquerilla​​​
​​​​​​​​
/s/ David J. HicktonDirector​​​
David J. Hickton​​​​​​​
AMERISERV FINANCIAL BANK BRANCH LOCATIONS​​AMERISERV LOAN PRODUCTION LOCATIONS
​​​
HEADQUARTERSMain Office Johnstown216 Franklin Street Johnstown, PA 159011-800-837-BANK (2265)​Carrolltown101 S. Main Street Carrolltown, PA 15722​Central City 104 Sunshine Avenue Central City, PA 15926​Derry 112 S. Chestnut Street Derry, PA 15627​East Hills Drive Up 1213 Scalp Avenue Johnstown, PA 15904​Hagerstown 12806 Shank Farm Way Hagerstown, MD 21742​Lovell Park 179 Lovell Avenue Ebensburg, PA 15931​Meyersdale135 Center StreetMeyersdale, PA 15552​Nanty Glo 1383 Shoemaker Street Nanty Glo, PA 15943​​North Atherton 1857 N. Atherton Street State College, PA 16803​Northern Cambria 4206 Crawford AvenueNorthern Cambria, PA 15714​Pittsburgh United Steelworkers Building 60 Boulevard of the AlliesSuite 100 Pittsburgh, PA 15222​Seward 6858 Route 711Suite 1 Seward, PA 15954​Somerset 108 W. Main Street Somerset, PA 15501​University Heights 1404 Eisenhower Boulevard Johnstown, PA 15904​Westmont 110 Plaza Drive Johnstown, PA 15905​Windber 1501 Somerset Avenue Windber, PA 15963Altoona3415 Pleasant Valley BoulevardPleasant Valley Shopping Center Altoona, PA 16602​Wilkins Township 201 Penn Center BoulevardSuite 200 Pittsburgh, PA 15235​​AMERISERV WEALTH AND CAPITAL MANAGEMENT DIVISION LOCATIONS​216 Franklin StreetJohnstown, PA 15901​140 South Main StreetSuite 202Greensburg, PA 15601

24-hr ATM available at all branches except Pittsburgh where there is no ATM available

SHAREHOLDER INFORMATION

SECURITIES MARKETS

AmeriServ Financial, Inc. Common Stock is publicly traded and quoted on the NASDAQ National Market System. The common stock is traded under the symbol of “ASRV.” The listed market makers for the stock are:

Piper Sandler Companies 1251 Avenue of the Americas 6th Floor New York, NY 10020 Telephone: (800) 635-6860​ ​ ​Stifel Nicolaus 7111 Fairway Drive, STE 301 Palm Beach Gardens, FL 33418 Telephone: (561) 615-5300
​​​​
Raymond James & Associates 222 S. Riverside Plaza, 7th Floor Chicago, IL 60606 Telephone: (312) 655-2961Virtu Financial, Inc. 1 Liberty Plaza New York, NY 10006 Telephone: (888) 931-4357

CORPORATE OFFICES

The corporate offices of AmeriServ Financial, Inc. are located at 216 Franklin Street, Johnstown, PA 15901.

Mailing address:

P.O. Box 430

Johnstown, PA 15907-0430

(814) 533-5300

AGENTS

The transfer agent and registrar for AmeriServ Financial, Inc.’s common stock is:

Computershare Investor Services

P.O. Box 505000

Louisville, KY 40233-5000

Shareholder Inquiries: 1-800-730-4001

Internet Address: http://www.Computershare.com

INFORMATION

Analysts, investors, shareholders, and others seeking financial data about AmeriServ Financial, Inc. or its subsidiary’s annual and quarterly reports, proxy statements, 10-K, 10-Q, 8-K, and call reports are asked to contact Michael D. Lynch, Executive Vice President & Chief Financial Officer at (814) 533-5193 or by e-mail at MLynch@AmeriServ.com. The Company also maintains a website (www.AmeriServ.com) that makes available, free of charge, such reports and proxy statements and other current financial information, such as press releases and SEC documents, as well as the corporate governance documents under the Investor Relations tab on the Company’s website. Information contained on the Company’s website is not incorporated by reference into this Annual Report on Form 10-K.

Board of Directors​ ​ ​General Officers​ ​ ​
​​​​​
J. Michael Adams, Jr.Managing Member, Mike Adams & Associates, LLCNon-Executive Chairman of the Board ​Richard W. Bloomingdale Retired President, PA AFL-CIO​Amy M. BradleyPresident & CEO, Cambria Regional Chamber of Commerce​David J. HicktonFounding Director of the Institute for Cyber Law, Policy and Security, University of Pittsburgh​Kim W. KunklePresident & CEO, Laurel Holdings, IncNon-Executive Vice Chairman of the Board ​Daniel A. OnoratoExecutive Vice President, Chief Corporate Affairs Officer, Highmark Health​Mark E. PasquerillaChief Executive Officer, Pasquerilla Enterprises L.P.​Jeffrey A. Stopko, CPAPresident & Chief Executive Officer, AmeriServ Financial, Inc. & AmeriServFinancial Bank​Jeffrey A. Stopko, CPAPresident & Chief Executive Officer​Michael D. LynchExecutive Vice President, Chief Financial Officer, Chief Investment Officer & Chief Risk Officer​Susan Tomera AngelettiSenior Vice President, Director of Marketing & Alternative Delivery​Laura L. Fiore, CPASenior Vice President, Chief Auditor​Wendy M. GressickSenior Vice President, Chief Loan Review Officer​Jessica L. JohnsonSenior Vice President, Chief Accounting Officer​Andrew M. SchneckVice President, Digital Marketing Lead​Tammie L. SlavickVice President, Financial & Profitability Analysis​Sharon M. CallihanCorporate Secretary​​
​​​

AMERISERV FINANCIAL BANK

Board of Directors​ ​ ​​​ ​ ​
​​​​​
J. Michael Adams, Jr.Managing Member, Mike Adams & Associates, LLCNon-Executive Chairman of the Board ​Richard W. Bloomingdale Retired President, PA AFL-CIO​Amy M. BradleyPresident & CEO, Cambria Regional Chamber of Commerce​David J. HicktonFounding Director of the Institute for Cyber Law, Policy and Security, University of Pittsburgh​Kim W. KunklePresident & CEO, Laurel Holdings, Inc.Non-Executive Vice Chairman of the Board ​Daniel A. OnoratoExecutive Vice President, Chief Corporate Affairs Officer, Highmark Health​Mark E. PasquerillaChief Executive Officer, Pasquerilla Enterprises L.P.​Jeffrey A. Stopko, CPAPresident & Chief Executive Officer, AmeriServ Financial, Inc. & AmeriServ Financial Bank​​General Officers​Jeffrey A. Stopko, CPAPresident & Chief Executive Officer​David A. FinuiPresident of Wealth Management​Michael R. BaylorExecutive Vice President & Chief Lending Officer​Michael D. LynchExecutive Vice President, Chief Financial Officer, Chief Investment Officer & Chief Risk Officer​Gregory A. BoydSenior Vice President, Commercial Relationship Manager III​Robert J. CabalaSenior Vice President, Area Executive, Johnstown​Mitchell D. EdwardsSenior Vice President, Area Executive, Wilkins Township​Jason D. EminhizerSenior Vice President, Commercial Relationship Manager III​Russell B. FlynnSenior Vice President, Retail Lending​Bettina D. FochlerSenior Vice President, Chief Credit Officer​​Michael P. Geiser Senior Vice President, Manager Trust Operations​Kevin H. Justice Senior Vice President, Area Executive, Hagerstown​Christopher R. Kirwin Senior Vice President, Commercial Relationship Manager III​Mark F. LumleySenior Vice President, Chief Administrative Officer & Director of Personal Trust​Justin F. Maser Senior Vice President, Director of Specialty Real Estate​Kerri L. MuellerSenior Vice President, Retail Banking​Douglas A. ParkerSenior Vice President, Area Executive, Hagerstown​Scott D. PorterfieldSenior Vice President, Retirement Services Manager​Michele M. ScanlanSenior Vice President, Chief Human Resources Officer​Tara M. ShafferSenior Vice President, Area Executive, State College​Shana M. StilesSenior Vice President, Chief Compliance Officer​Catherine M. TorokSenior Vice President, Chief Information Officer​Timothy E. Walters Senior Vice President, Perpetual Care Services Wealth Advisor​Cynthia R. Barton-BurketVice President, Business Services Officer ​Thomas R. Boyd, Jr.Vice President, Commercial Relationship Manager II​Carie L. BraniffVice President, Corporate Security Officer​Angela M. BriggsVice President, Deposit Operations Manager​George T. Chaney IIVice President, Small Business Underwriting Manager​Anthony R. CiriglianoVice President, Personal Trust Officer II​Bradley J. ClevengerVice President, Bank Applications​​Benjamin M. DanleyVice President, Commercial Relationship Manager III​Mandi L. EnedyVice President, Commercial Documentation Manager​Kurt W. FetzerVice President, Commercial Relationship Manager II​Stephen M. GaganVice President, Manager of Technology​Lindsey N. GroveVice President, Credit Special Project Manager​Chelsea M. HartnettVice President, Manager Credit Analysis​Neil D. HartshorneVice President, Personal Trust Officer I​Keashia R. Holtzman-Kishlock Vice President, Retirement Services Manager​James A. Hotchkiss Vice President, Financial Advisor​Derek E. KauffmanVice President, Chief Information Security Officer​Nathan E. KirkVice President, Consumer Underwriting Manager​Melissa A. LohrVice President, Collections & Loan Administration​Randy S. McLaughlinVice President, Retail Sales Officer​Jeffrey J. MooreVice President, Commercial Relationship Manager III​David J. O’LearyVice President, Residential Mortgage Lending​John W. SpahrVice President, Portfolio Manager III​Robert E. Vamos Vice President, Producing Program Manager & Financial Advisor​Jessica L. WebbVice President, Commercial Documentation Manager​Amanada J. WilsonVice President, Portfolio Manager III​Jacob A. WiltVice President, Retirement Services Officer​Michelle D. WyandtVice President, Portfolio Manager III

AMERISERV WEALTH ADVISORS

​
Board of Directors​ ​ ​General Officers​ ​ ​
​​​​​
J. Michael Adams, Jr.Managing Member of Mike Adams & Associates, LLCNon-Executive Chairman of the Board ​Richard W. Bloomingdale Retired President, PA AFL-CIO​Amy M. BradleyPresident & CEO, Cambria Regional Chamber of Commerce​James D. Kohley Retired SVP & Sales Manager, BNY Mellon​Frank J. Lapinsky, AIF President & Chief Executive Officer, AmeriServ Wealth Advisors​Jeffrey A. Stopko, CPA President & Chief Executive Officer, AmeriServ Financial, Inc. & AmeriServ Financial Bank​Frank J. Lapinsky, AIF President & Chief Executive Officer​Michael D. Lynch Executive Vice President, Chief Financial Officer​Howard L. McElfresh Senior Vice President, Portfolio Manager​Eric S. Ludy Vice President, Chief Administrative Officer & Chief Operating Officer​​Office Location​216 Franklin Street AmeriServ Financial Bank Building Johnstown, PA 15901-1911​​
​​​
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.